casamed pharm or FlexHelp 24 — Region 2, Fribourg
Region 2, Fribourg: with Vivao Sympany, casamed pharm costs CHF 483.90 a month in 2026 and FlexHelp 24 CHF 486.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
casamed pharm is the cheaper of the two here: CHF 33.60 saved per year against FlexHelp 24, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
casamed pharm is a "Family doctor" model. FlexHelp 24 is a "Telemedicine and others" model.
- casamed pharm
Family doctor
You pick a family doctor and always go to them first.
- FlexHelp 24
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | casamed pharm | FlexHelp 24 | Gap per year |
|---|---|---|---|
| 300 | CHF 483.90 | CHF 486.70 | CHF 33.60 |
| 500 | CHF 472.30 | CHF 475.00 | CHF 32.40 |
| 1'000 | CHF 443.10 | CHF 445.90 | CHF 33.60 |
| 1'500 | CHF 413.90 | CHF 416.70 | CHF 33.60 |
| 2'000 | CHF 384.80 | CHF 387.50 | CHF 32.40 |
| 2'500 | CHF 355.60 | CHF 358.40 | CHF 33.60 |
The comparison, region by region
- casamed pharm or FlexHelp 24?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.