casamed pharm or FlexHelp 24 — Nidwalden
Nidwalden: with Vivao Sympany, casamed pharm costs CHF 413.00 a month in 2026 and FlexHelp 24 CHF 410.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FlexHelp 24 is the cheaper of the two here: CHF 27.60 saved per year against casamed pharm, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
casamed pharm is a "Family doctor" model. FlexHelp 24 is a "Telemedicine and others" model.
- casamed pharm
Family doctor
You pick a family doctor and always go to them first.
- FlexHelp 24
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | casamed pharm | FlexHelp 24 | Gap per year |
|---|---|---|---|
| 300 | CHF 413.00 | CHF 410.70 | CHF 27.60 |
| 500 | CHF 401.30 | CHF 399.00 | CHF 27.60 |
| 1'000 | CHF 372.20 | CHF 369.90 | CHF 27.60 |
| 1'500 | CHF 343.00 | CHF 340.70 | CHF 27.60 |
| 2'000 | CHF 313.80 | CHF 311.50 | CHF 27.60 |
| 2'500 | CHF 284.70 | CHF 282.40 | CHF 27.60 |
The comparison, region by region
- casamed pharm or FlexHelp 24?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.