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casamed pharm or FlexHelp 24 — Glarus

Glarus: with Vivao Sympany, casamed pharm costs CHF 475.10 a month in 2026 and FlexHelp 24 CHF 477.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed pharm is the cheaper of the two here: CHF 32.40 saved per year against FlexHelp 24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed pharm is a "Family doctor" model. FlexHelp 24 is a "Telemedicine and others" model.

  • casamed pharm

    Family doctor

    You pick a family doctor and always go to them first.

  • FlexHelp 24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblecasamed pharmFlexHelp 24Gap per year
300CHF 475.10CHF 477.80CHF 32.40
500CHF 463.40CHF 466.10CHF 32.40
1'000CHF 434.20CHF 437.00CHF 33.60
1'500CHF 405.10CHF 407.80CHF 32.40
2'000CHF 375.90CHF 378.60CHF 32.40
2'500CHF 346.70CHF 349.50CHF 33.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.