Maternity
In one sentence
Pregnancy and childbirth benefits, reimbursed with no deductible and no co-payment.
What it changes for you
It is one of the system’s rare complete exemptions: check-ups, scheduled scans, delivery, breastfeeding advice and post-partum follow-up are not charged against the deductible. The exemption runs from the thirteenth week of pregnancy until eight weeks after birth. It does not cover a private room, nor midwife visits beyond those scheduled.
Read next
- DeductibleThe amount of medical costs you pay in full each year before your insurer starts reimbursing anything.
- Co-paymentThe 10 % of costs you keep paying once the deductible is used up, capped at an annual maximum.
- Benefits catalogueThe federal list of care reimbursed by basic insurance, identical at all 34 insurers.