HMO practice in Region 2 of canton Bern
14 of 26 insurers offer a HMO practice in Region 2 of canton Bern. The lowest premium is CHF 493.60 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
With free choice of doctor the region’s lowest premium is CHF 566.10. This HMO practice therefore saves CHF 870.00 a year, for identical statutory cover.
The ranking, cheapest to dearest
14 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Visana | VIVA – Gesundheitsplan | CHF 493.60 | View |
| 2 | ÖKK | Gesundheitszentrum | CHF 503.40 | View |
| 3 | SWICA | FAVORIT SANTE | CHF 521.60 | View |
| 4 | Atupri | HMO | CHF 525.40 | View |
| 5 | CONCORDIA | HMO | CHF 529.60 | View |
| 6 | Agrisano | AGRIeco | CHF 531.80 | View |
| 7 | Vivao Sympany | casamed hmo | CHF 534.20 | View |
| 8 | KPT | KPTwin.plus | CHF 534.80 | View |
| 9 | Avenir | OptiMed | CHF 546.00 | View |
| 10 | Galenos | Managed Care | CHF 546.70 | View |
| 11 | Philos | OptiMed | CHF 554.50 | View |
| 12 | Mutuel | OptiMed | CHF 556.20 | View |
| 13 | Sanitas | MultiAccess | CHF 570.40 | View |
| 14 | sana24 | Managed Care | CHF 577.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.