SWICA — Region 2 of canton Bern, 2026 premiums
SWICA covers the 212 municipalities of Region 2 in canton Bern. Its lowest adult premium here is CHF 357.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 7 out of 26 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 532.22 a month.
What staying costs
Moving from SWICA to Visana, the cheapest insurer in this region, saves CHF 225.60 a year for an adult on the same profile.
The full SWICA table
280 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 613.60 | CHF 512.40 | CHF 521.60 | CHF 550.80 |
| 500 | CHF 602.00 | CHF 500.70 | CHF 509.90 | CHF 539.10 |
| 1'000 | CHF 572.80 | CHF 477.70 | CHF 486.90 | CHF 516.10 |
| 1'500 | CHF 543.60 | CHF 448.50 | CHF 457.70 | CHF 486.90 |
| 2'000 | CHF 514.50 | CHF 413.20 | CHF 422.40 | CHF 457.70 |
| 2'500 | CHF 485.30 | CHF 384.10 | CHF 393.30 | CHF 428.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 460.20 | CHF 393.50 | CHF 409.60 | CHF 426.90 |
| 500 | CHF 448.60 | CHF 381.90 | CHF 398.00 | CHF 415.20 |
| 1'000 | CHF 419.40 | CHF 357.30 | CHF 380.30 | CHF 386.10 |
| 1'500 | CHF 390.20 | CHF 328.10 | CHF 351.10 | CHF 356.90 |
| 2'000 | CHF 361.10 | CHF 294.40 | CHF 312.80 | CHF 327.70 |
| 2'500 | CHF 331.90 | CHF 265.20 | CHF 283.60 | CHF 298.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 61.40 | CHF 54.40 | CHF 59.00 | CHF 61.40 |
| 200 | CHF 49.80 | CHF 44.50 | CHF 48.60 | CHF 49.80 |
| 400 | CHF 38.10 | CHF 33.40 | CHF 36.90 | CHF 38.10 |
| 600 | CHF 33.10 | CHF 33.10 | CHF 33.10 | CHF 33.10 |
With or without accident cover
With accident cover: CHF 613.60 a month. Without: CHF 570.70. Dropping it saves CHF 514.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 509.00 in 2025 to CHF 357.20 — a rise of 0.7 %.
The 212 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Bern, not to the municipality.
Aarberg · Aefligen · Aegerten · Alchenstorf · Allmendingen · Amsoldingen · Arch · Arni (BE) · Bargen (BE) · Bellmund · Belp · Belprahon · Biglen · Blumenstein · Bowil · Brenzikofen · Brügg · Brüttelen · Buchholterberg · Burgdorf · Burgistein · Bäriswil · Bätterkinden · Büetigen · Bühl · Büren an der Aare · Champoz · Corcelles (BE) · Corgémont · Cormoret · Cortébert · Court · Courtelary · Crémines · Deisswil bei Münchenbuchsee · Diessbach bei Büren · Dotzigen · Epsach · Eriz · Erlach · Ersigen · Eschert · Fahrni · Ferenbalm · Finsterhennen · Forst-Längenbühl · Fraubrunnen · Frauenkappelen · Freimettigen · Gals · Gampelen · Gerzensee · Grandval · Grossaffoltern · Grosshöchstetten · Guggisberg · Gurbrü · Gurzelen · Hagneck · Hasle bei Burgdorf · Heiligenschwendi · Heimberg · Heimiswil · Hellsau · Herbligen · Hermrigen · Hilterfingen · Hindelbank · Homberg · Horrenbach-Buchen · Häutligen · Höchstetten · Iffwil · Ins · Ipsach · Jaberg · Jegenstorf · Jens · Kallnach · Kappelen · Kaufdorf · Kehrsatz · Kernenried · Kiesen · Kirchberg (BE) · Kirchdorf (BE) · Konolfingen · Koppigen · Krauchthal · Kriechenwil · La Ferrière · La Neuveville · Landiswil · Laupen · Lengnau (BE) · Leuzigen · Ligerz · Linden · Loveresse · Lyss · Lyssach · Lüscherz · Mattstetten · Meienried · Meikirch · Meinisberg · Merzligen · Mirchel · Mont-Tramelan · Moosseedorf · Mörigen · Mühleberg · Münchenbuchsee · Münchenwiler · Münsingen · Müntschemier · Neuenegg · Nidau · Niederhünigen · Niedermuhlern · Nods · Oberburg · Oberdiessbach · Oberhofen am Thunersee · Oberhünigen · Oberlangenegg · Oberthal · Oberwil bei Büren · Oppligen · Orpund · Orvin · Perrefitte · Petit-Val · Pieterlen · Plateau de Diesse · Pohlern · Port · Péry-La Heutte · Radelfingen · Rapperswil (BE) · Rebévelier · Reconvilier · Renan (BE) · Reutigen · Riggisberg · Roches (BE) · Romont (BE) · Rubigen · Rumendingen · Rüdtligen-Alchenflüh · Rüeggisberg · Rüschegg · Rüti bei Büren · Rüti bei Lyssach · Safnern · Saicourt · Saint-Imier · Sauge · Saules (BE) · Schelten · Scheuren · Schwadernau · Schwarzenburg · Schüpfen · Seedorf (BE) · Seehof · Seftigen · Sigriswil · Siselen · Sonceboz-Sombeval · Sonvilier · Sorvilier · Steffisburg · Studen (BE) · Sutz-Lattrigen · Tavannes · Teuffenthal (BE) · Thierachern · Thun · Thurnen · Toffen · Tramelan · Treiten · Tschugg · Twann-Tüscherz · Täuffelen · Uebeschi · Uetendorf · Unterlangenegg · Urtenen-Schönbühl · Uttigen · Utzenstorf · Valbirse · Villeret · Vinelz · Wachseldorn · Wald (BE) · Walkringen · Walperswil · Wattenwil · Wengi · Wichtrach · Wiggiswil · Wiler bei Utzenstorf · Wileroltigen · Willadingen · Worb · Worben · Wynigen · Zielebach · Zuzwil (BE) · Zäziwil
The other insurers in Region 2
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 493.60 | View |
| Agrisano | CHF 497.10 | View |
| ÖKK | CHF 503.40 | View |
| Helsana | CHF 508.30 | View |
| Assura-Basis | CHF 509.90 | View |
| EGK | CHF 511.70 | View |
| CSS | CHF 513.80 | View |
| SLKK | CHF 516.60 | View |
| Atupri | CHF 517.60 | View |
| KPT | CHF 520.10 | View |
| Sumiswalder | CHF 520.90 | View |
| Vivao Sympany | CHF 525.10 | View |
| CONCORDIA | CHF 529.60 | View |
| Steffisburg | CHF 530.40 | View |
| sodalis | CHF 531.00 | View |
| Aquilana | CHF 535.50 | View |
| Luzerner Hinterland | CHF 541.75 | View |
| sana24 | CHF 541.80 | View |
| Sanitas | CHF 545.30 | View |
| Avenir | CHF 546.00 | View |
| Galenos | CHF 546.70 | View |
| Mutuel | CHF 553.10 | View |
| Philos | CHF 554.50 | View |
| rhenusana | CHF 607.40 | View |
| vita surselva | CHF 624.15 | View |
Source: Federal Office of Public Health (FOPH), official premiums.