Mutuel — Region 2 of canton Bern, 2026 premiums
Mutuel covers the 212 municipalities of Region 2 in canton Bern. Its lowest adult premium here is CHF 395.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 23 out of 26 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 532.22 a month.
What staying costs
Moving from Mutuel to Visana, the cheapest insurer in this region, saves CHF 714.00 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 632.10 | CHF 575.20 | CHF 556.20 | CHF 553.10 |
| 500 | CHF 620.60 | CHF 563.70 | CHF 544.70 | CHF 541.60 |
| 1'000 | CHF 591.60 | CHF 534.70 | CHF 515.70 | CHF 512.60 |
| 1'500 | CHF 562.10 | CHF 505.20 | CHF 486.20 | CHF 483.10 |
| 2'000 | CHF 533.10 | CHF 476.20 | CHF 457.20 | CHF 454.10 |
| 2'500 | CHF 504.10 | CHF 447.20 | CHF 428.20 | CHF 425.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 482.80 | CHF 439.30 | CHF 424.80 | CHF 427.30 |
| 500 | CHF 471.30 | CHF 427.80 | CHF 413.30 | CHF 415.80 |
| 1'000 | CHF 442.30 | CHF 398.80 | CHF 384.30 | CHF 386.80 |
| 1'500 | CHF 412.80 | CHF 369.30 | CHF 354.80 | CHF 357.30 |
| 2'000 | CHF 383.80 | CHF 340.30 | CHF 325.80 | CHF 328.30 |
| 2'500 | CHF 354.80 | CHF 311.30 | CHF 296.80 | CHF 299.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 108.90 | CHF 99.10 | CHF 98.00 | CHF 98.60 |
| 100 | CHF 104.60 | CHF 94.80 | CHF 93.70 | CHF 94.20 |
| 200 | CHF 100.20 | CHF 90.40 | CHF 89.30 | CHF 89.90 |
| 300 | CHF 95.80 | CHF 86.00 | CHF 84.90 | CHF 85.50 |
| 400 | CHF 91.50 | CHF 81.70 | CHF 80.60 | CHF 81.10 |
| 500 | CHF 87.10 | CHF 77.30 | CHF 76.20 | CHF 76.80 |
| 600 | CHF 82.70 | CHF 72.90 | CHF 71.80 | CHF 72.30 |
With or without accident cover
With accident cover: CHF 632.10 a month. Without: CHF 587.80. Dropping it saves CHF 531.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 533.30 in 2025 to CHF 395.30 — a rise of 3.7 %.
The 212 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Bern, not to the municipality.
Aarberg · Aefligen · Aegerten · Alchenstorf · Allmendingen · Amsoldingen · Arch · Arni (BE) · Bargen (BE) · Bellmund · Belp · Belprahon · Biglen · Blumenstein · Bowil · Brenzikofen · Brügg · Brüttelen · Buchholterberg · Burgdorf · Burgistein · Bäriswil · Bätterkinden · Büetigen · Bühl · Büren an der Aare · Champoz · Corcelles (BE) · Corgémont · Cormoret · Cortébert · Court · Courtelary · Crémines · Deisswil bei Münchenbuchsee · Diessbach bei Büren · Dotzigen · Epsach · Eriz · Erlach · Ersigen · Eschert · Fahrni · Ferenbalm · Finsterhennen · Forst-Längenbühl · Fraubrunnen · Frauenkappelen · Freimettigen · Gals · Gampelen · Gerzensee · Grandval · Grossaffoltern · Grosshöchstetten · Guggisberg · Gurbrü · Gurzelen · Hagneck · Hasle bei Burgdorf · Heiligenschwendi · Heimberg · Heimiswil · Hellsau · Herbligen · Hermrigen · Hilterfingen · Hindelbank · Homberg · Horrenbach-Buchen · Häutligen · Höchstetten · Iffwil · Ins · Ipsach · Jaberg · Jegenstorf · Jens · Kallnach · Kappelen · Kaufdorf · Kehrsatz · Kernenried · Kiesen · Kirchberg (BE) · Kirchdorf (BE) · Konolfingen · Koppigen · Krauchthal · Kriechenwil · La Ferrière · La Neuveville · Landiswil · Laupen · Lengnau (BE) · Leuzigen · Ligerz · Linden · Loveresse · Lyss · Lyssach · Lüscherz · Mattstetten · Meienried · Meikirch · Meinisberg · Merzligen · Mirchel · Mont-Tramelan · Moosseedorf · Mörigen · Mühleberg · Münchenbuchsee · Münchenwiler · Münsingen · Müntschemier · Neuenegg · Nidau · Niederhünigen · Niedermuhlern · Nods · Oberburg · Oberdiessbach · Oberhofen am Thunersee · Oberhünigen · Oberlangenegg · Oberthal · Oberwil bei Büren · Oppligen · Orpund · Orvin · Perrefitte · Petit-Val · Pieterlen · Plateau de Diesse · Pohlern · Port · Péry-La Heutte · Radelfingen · Rapperswil (BE) · Rebévelier · Reconvilier · Renan (BE) · Reutigen · Riggisberg · Roches (BE) · Romont (BE) · Rubigen · Rumendingen · Rüdtligen-Alchenflüh · Rüeggisberg · Rüschegg · Rüti bei Büren · Rüti bei Lyssach · Safnern · Saicourt · Saint-Imier · Sauge · Saules (BE) · Schelten · Scheuren · Schwadernau · Schwarzenburg · Schüpfen · Seedorf (BE) · Seehof · Seftigen · Sigriswil · Siselen · Sonceboz-Sombeval · Sonvilier · Sorvilier · Steffisburg · Studen (BE) · Sutz-Lattrigen · Tavannes · Teuffenthal (BE) · Thierachern · Thun · Thurnen · Toffen · Tramelan · Treiten · Tschugg · Twann-Tüscherz · Täuffelen · Uebeschi · Uetendorf · Unterlangenegg · Urtenen-Schönbühl · Uttigen · Utzenstorf · Valbirse · Villeret · Vinelz · Wachseldorn · Wald (BE) · Walkringen · Walperswil · Wattenwil · Wengi · Wichtrach · Wiggiswil · Wiler bei Utzenstorf · Wileroltigen · Willadingen · Worb · Worben · Wynigen · Zielebach · Zuzwil (BE) · Zäziwil
The other insurers in Region 2
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 493.60 | View |
| Agrisano | CHF 497.10 | View |
| ÖKK | CHF 503.40 | View |
| Helsana | CHF 508.30 | View |
| Assura-Basis | CHF 509.90 | View |
| EGK | CHF 511.70 | View |
| SWICA | CHF 512.40 | View |
| CSS | CHF 513.80 | View |
| SLKK | CHF 516.60 | View |
| Atupri | CHF 517.60 | View |
| KPT | CHF 520.10 | View |
| Sumiswalder | CHF 520.90 | View |
| Vivao Sympany | CHF 525.10 | View |
| CONCORDIA | CHF 529.60 | View |
| Steffisburg | CHF 530.40 | View |
| sodalis | CHF 531.00 | View |
| Aquilana | CHF 535.50 | View |
| Luzerner Hinterland | CHF 541.75 | View |
| sana24 | CHF 541.80 | View |
| Sanitas | CHF 545.30 | View |
| Avenir | CHF 546.00 | View |
| Galenos | CHF 546.70 | View |
| Philos | CHF 554.50 | View |
| rhenusana | CHF 607.40 | View |
| vita surselva | CHF 624.15 | View |
Source: Federal Office of Public Health (FOPH), official premiums.