Sanitas — Region 2 of canton Bern, 2026 premiums
Sanitas covers the 212 municipalities of Region 2 in canton Bern. Its lowest adult premium here is CHF 388.25 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas ranks 20 out of 26 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 532.22 a month.
What staying costs
Moving from Sanitas to Visana, the cheapest insurer in this region, saves CHF 620.40 a year for an adult on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 626.80 | CHF 545.30 | CHF 570.40 | CHF 551.60 |
| 500 | CHF 615.20 | CHF 533.70 | CHF 558.80 | CHF 540.00 |
| 1'000 | CHF 586.00 | CHF 504.50 | CHF 529.60 | CHF 510.80 |
| 1'500 | CHF 556.80 | CHF 475.30 | CHF 500.40 | CHF 481.60 |
| 2'000 | CHF 527.70 | CHF 446.20 | CHF 471.30 | CHF 452.50 |
| 2'500 | CHF 498.50 | CHF 417.00 | CHF 442.10 | CHF 423.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 403.10 | CHF 386.95 | CHF 391.10 | CHF 387.00 |
| 500 | CHF 391.50 | CHF 375.35 | CHF 379.50 | CHF 375.40 |
| 1'000 | CHF 362.30 | CHF 346.15 | CHF 350.30 | CHF 346.20 |
| 1'500 | CHF 333.10 | CHF 316.95 | CHF 321.10 | CHF 317.00 |
| 2'000 | CHF 304.00 | CHF 287.85 | CHF 292.00 | CHF 287.90 |
| 2'500 | CHF 274.80 | CHF 258.65 | CHF 262.80 | CHF 258.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 128.50 | CHF 124.65 | CHF 126.00 | CHF 123.40 |
| 100 | CHF 122.70 | CHF 118.85 | CHF 120.20 | CHF 117.60 |
| 200 | CHF 116.90 | CHF 113.05 | CHF 114.40 | CHF 111.80 |
| 300 | CHF 111.00 | CHF 107.15 | CHF 108.50 | CHF 105.90 |
| 400 | CHF 105.20 | CHF 101.35 | CHF 102.70 | CHF 100.10 |
| 500 | CHF 99.40 | CHF 95.55 | CHF 96.90 | CHF 94.30 |
| 600 | CHF 93.50 | CHF 89.65 | CHF 91.00 | CHF 88.40 |
With or without accident cover
With accident cover: CHF 626.80 a month. Without: CHF 583.60. Dropping it saves CHF 518.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 529.40 in 2025 to CHF 388.25 — a rise of 3.0 %.
The 212 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Bern, not to the municipality.
Aarberg · Aefligen · Aegerten · Alchenstorf · Allmendingen · Amsoldingen · Arch · Arni (BE) · Bargen (BE) · Bellmund · Belp · Belprahon · Biglen · Blumenstein · Bowil · Brenzikofen · Brügg · Brüttelen · Buchholterberg · Burgdorf · Burgistein · Bäriswil · Bätterkinden · Büetigen · Bühl · Büren an der Aare · Champoz · Corcelles (BE) · Corgémont · Cormoret · Cortébert · Court · Courtelary · Crémines · Deisswil bei Münchenbuchsee · Diessbach bei Büren · Dotzigen · Epsach · Eriz · Erlach · Ersigen · Eschert · Fahrni · Ferenbalm · Finsterhennen · Forst-Längenbühl · Fraubrunnen · Frauenkappelen · Freimettigen · Gals · Gampelen · Gerzensee · Grandval · Grossaffoltern · Grosshöchstetten · Guggisberg · Gurbrü · Gurzelen · Hagneck · Hasle bei Burgdorf · Heiligenschwendi · Heimberg · Heimiswil · Hellsau · Herbligen · Hermrigen · Hilterfingen · Hindelbank · Homberg · Horrenbach-Buchen · Häutligen · Höchstetten · Iffwil · Ins · Ipsach · Jaberg · Jegenstorf · Jens · Kallnach · Kappelen · Kaufdorf · Kehrsatz · Kernenried · Kiesen · Kirchberg (BE) · Kirchdorf (BE) · Konolfingen · Koppigen · Krauchthal · Kriechenwil · La Ferrière · La Neuveville · Landiswil · Laupen · Lengnau (BE) · Leuzigen · Ligerz · Linden · Loveresse · Lyss · Lyssach · Lüscherz · Mattstetten · Meienried · Meikirch · Meinisberg · Merzligen · Mirchel · Mont-Tramelan · Moosseedorf · Mörigen · Mühleberg · Münchenbuchsee · Münchenwiler · Münsingen · Müntschemier · Neuenegg · Nidau · Niederhünigen · Niedermuhlern · Nods · Oberburg · Oberdiessbach · Oberhofen am Thunersee · Oberhünigen · Oberlangenegg · Oberthal · Oberwil bei Büren · Oppligen · Orpund · Orvin · Perrefitte · Petit-Val · Pieterlen · Plateau de Diesse · Pohlern · Port · Péry-La Heutte · Radelfingen · Rapperswil (BE) · Rebévelier · Reconvilier · Renan (BE) · Reutigen · Riggisberg · Roches (BE) · Romont (BE) · Rubigen · Rumendingen · Rüdtligen-Alchenflüh · Rüeggisberg · Rüschegg · Rüti bei Büren · Rüti bei Lyssach · Safnern · Saicourt · Saint-Imier · Sauge · Saules (BE) · Schelten · Scheuren · Schwadernau · Schwarzenburg · Schüpfen · Seedorf (BE) · Seehof · Seftigen · Sigriswil · Siselen · Sonceboz-Sombeval · Sonvilier · Sorvilier · Steffisburg · Studen (BE) · Sutz-Lattrigen · Tavannes · Teuffenthal (BE) · Thierachern · Thun · Thurnen · Toffen · Tramelan · Treiten · Tschugg · Twann-Tüscherz · Täuffelen · Uebeschi · Uetendorf · Unterlangenegg · Urtenen-Schönbühl · Uttigen · Utzenstorf · Valbirse · Villeret · Vinelz · Wachseldorn · Wald (BE) · Walkringen · Walperswil · Wattenwil · Wengi · Wichtrach · Wiggiswil · Wiler bei Utzenstorf · Wileroltigen · Willadingen · Worb · Worben · Wynigen · Zielebach · Zuzwil (BE) · Zäziwil
The other insurers in Region 2
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 493.60 | View |
| Agrisano | CHF 497.10 | View |
| ÖKK | CHF 503.40 | View |
| Helsana | CHF 508.30 | View |
| Assura-Basis | CHF 509.90 | View |
| EGK | CHF 511.70 | View |
| SWICA | CHF 512.40 | View |
| CSS | CHF 513.80 | View |
| SLKK | CHF 516.60 | View |
| Atupri | CHF 517.60 | View |
| KPT | CHF 520.10 | View |
| Sumiswalder | CHF 520.90 | View |
| Vivao Sympany | CHF 525.10 | View |
| CONCORDIA | CHF 529.60 | View |
| Steffisburg | CHF 530.40 | View |
| sodalis | CHF 531.00 | View |
| Aquilana | CHF 535.50 | View |
| Luzerner Hinterland | CHF 541.75 | View |
| sana24 | CHF 541.80 | View |
| Avenir | CHF 546.00 | View |
| Galenos | CHF 546.70 | View |
| Mutuel | CHF 553.10 | View |
| Philos | CHF 554.50 | View |
| rhenusana | CHF 607.40 | View |
| vita surselva | CHF 624.15 | View |
Source: Federal Office of Public Health (FOPH), official premiums.