HMO practice in Region 3 of canton Bern
14 of 26 insurers offer a HMO practice in Region 3 of canton Bern. The lowest premium is CHF 465.50 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
With free choice of doctor the region’s lowest premium is CHF 520.40. This HMO practice therefore saves CHF 658.80 a year, for identical statutory cover.
The ranking, cheapest to dearest
14 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Visana | VIVA – Gesundheitsplan | CHF 465.50 | View |
| 2 | ÖKK | Gesundheitszentrum | CHF 477.00 | View |
| 3 | Agrisano | AGRIeco | CHF 478.80 | View |
| 4 | SWICA | FAVORIT SANTE | CHF 485.90 | View |
| 5 | CONCORDIA | HMO | CHF 495.60 | View |
| 6 | KPT | KPTwin.plus | CHF 506.00 | View |
| 7 | Galenos | Managed Care | CHF 507.70 | View |
| 8 | Avenir | OptiMed | CHF 509.60 | View |
| 9 | Atupri | HMO | CHF 513.60 | View |
| 10 | Sanitas | MultiAccess | CHF 518.30 | View |
| 11 | sana24 | Managed Care | CHF 521.20 | View |
| 12 | Vivao Sympany | casamed hmo | CHF 524.70 | View |
| 13 | Mutuel | OptiMed | CHF 532.10 | View |
| 14 | Philos | OptiMed | CHF 536.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.