Atupri — Region 3 of canton Bern, 2026 premiums
Atupri covers the 107 municipalities of Region 3 in canton Bern. Its lowest adult premium here is CHF 363.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Atupri ranks 21 out of 26 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 501.58 a month.
What staying costs
Moving from Atupri to Agrisano, the cheapest insurer in this region, saves CHF 758.40 a year for an adult on the same profile.
The full Atupri table
170 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 583.60 | CHF 525.20 | CHF 513.60 | CHF 510.70 |
| 500 | CHF 572.00 | CHF 513.60 | CHF 502.00 | CHF 499.10 |
| 1'000 | CHF 542.80 | CHF 484.40 | CHF 472.80 | CHF 469.90 |
| 1'500 | CHF 513.60 | CHF 455.20 | CHF 443.60 | CHF 440.70 |
| 2'000 | CHF 484.50 | CHF 426.10 | CHF 414.50 | CHF 411.60 |
| 2'500 | CHF 455.30 | CHF 396.90 | CHF 385.30 | CHF 382.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 437.70 | CHF 393.90 | CHF 385.20 | CHF 383.00 |
| 500 | CHF 426.10 | CHF 382.30 | CHF 373.60 | CHF 371.40 |
| 1'000 | CHF 396.90 | CHF 353.10 | CHF 344.40 | CHF 342.20 |
| 1'500 | CHF 367.70 | CHF 323.90 | CHF 315.20 | CHF 313.00 |
| 2'000 | CHF 338.60 | CHF 294.80 | CHF 286.10 | CHF 283.90 |
| 2'500 | CHF 309.40 | CHF 265.60 | CHF 256.90 | CHF 254.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 157.60 | CHF 141.80 | CHF 138.70 | CHF 137.90 |
| 100 | CHF 151.80 | CHF 136.00 | CHF 132.90 | CHF 132.10 |
| 200 | CHF 146.00 | CHF 130.20 | CHF 127.10 | CHF 126.30 |
| 400 | CHF 134.30 | CHF 118.50 | CHF 115.40 | CHF 114.60 |
| 600 | CHF 122.60 | CHF 106.80 | CHF 103.70 | CHF 102.90 |
With or without accident cover
With accident cover: CHF 583.60 a month. Without: CHF 554.40. Dropping it saves CHF 350.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 480.80 in 2025 to CHF 363.30 — a rise of 6.2 %.
The 107 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Bern, not to the municipality.
Aarwangen · Adelboden · Aeschi bei Spiez · Affoltern im Emmental · Attiswil · Auswil · Bannwil · Beatenberg · Berken · Bettenhausen · Bleienbach · Boltigen · Brienz (BE) · Brienzwiler · Busswil bei Melchnau · Bönigen · Diemtigen · Därligen · Därstetten · Dürrenroth · Eggiwil · Eriswil · Erlenbach im Simmental · Farnern · Frutigen · Gondiswil · Graben · Grindelwald · Gsteig · Gsteigwiler · Guttannen · Gündlischwand · Habkern · Hasliberg · Heimenhausen · Herzogenbuchsee · Hofstetten bei Brienz · Huttwil · Inkwil · Innertkirchen · Interlaken · Iseltwald · Kandergrund · Kandersteg · Krattigen · Langenthal · Langnau im Emmental · Lauenen · Lauperswil · Lauterbrunnen · Leissigen · Lenk · Lotzwil · Lütschental · Lützelflüh · Madiswil · Matten bei Interlaken · Meiringen · Melchnau · Niederbipp · Niederried bei Interlaken · Niederönz · Oberbipp · Oberried am Brienzersee · Oberwil im Simmental · Ochlenberg · Oeschenbach · Reichenbach im Kandertal · Reisiswil · Ringgenberg (BE) · Roggwil (BE) · Rohrbach · Rohrbachgraben · Rumisberg · Röthenbach im Emmental · Rüderswil · Rüegsau · Rütschelen · Saanen · Saxeten · Schangnau · Schattenhalb · Schwanden bei Brienz · Schwarzhäusern · Seeberg · Signau · Spiez · St. Stephan · Stocken-Höfen · Sumiswald · Thunstetten · Thörigen · Trachselwald · Trub · Trubschachen · Unterseen · Ursenbach · Walliswil bei Niederbipp · Walliswil bei Wangen · Walterswil (BE) · Wangen an der Aare · Wiedlisbach · Wilderswil · Wimmis · Wynau · Wyssachen · Zweisimmen
The other insurers in Region 3
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 447.50 | View |
| Visana | CHF 465.50 | View |
| ÖKK | CHF 477.00 | View |
| Sumiswalder | CHF 481.30 | View |
| Helsana | CHF 483.60 | View |
| SWICA | CHF 485.90 | View |
| sana24 | CHF 487.80 | View |
| KPT | CHF 488.10 | View |
| Aquilana | CHF 491.00 | View |
| EGK | CHF 491.10 | View |
| Sanitas | CHF 495.45 | View |
| CONCORDIA | CHF 495.60 | View |
| Luzerner Hinterland | CHF 496.85 | View |
| CSS | CHF 497.00 | View |
| sodalis | CHF 498.00 | View |
| SLKK | CHF 498.30 | View |
| Assura-Basis | CHF 502.30 | View |
| Steffisburg | CHF 506.60 | View |
| Galenos | CHF 507.20 | View |
| Avenir | CHF 509.60 | View |
| Vivao Sympany | CHF 513.10 | View |
| Mutuel | CHF 529.00 | View |
| Philos | CHF 536.20 | View |
| vita surselva | CHF 563.35 | View |
| rhenusana | CHF 583.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums.