Visana — Region 3 of canton Bern, 2026 premiums
Visana covers the 107 municipalities of Region 3 in canton Bern. Its lowest adult premium here is CHF 317.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Visana ranks 2 out of 26 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 501.58 a month.
What staying costs
Moving from Visana to Agrisano, the cheapest insurer in this region, saves CHF 216.00 a year for an adult on the same profile.
The full Visana table
468 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 542.50 | CHF 487.20 | CHF 465.50 | CHF 473.70 |
| 500 | CHF 535.80 | CHF 480.50 | CHF 458.90 | CHF 467.00 |
| 1'000 | CHF 501.70 | CHF 446.40 | CHF 425.80 | CHF 432.80 |
| 1'500 | CHF 472.50 | CHF 417.20 | CHF 396.60 | CHF 403.70 |
| 2'000 | CHF 443.30 | CHF 388.00 | CHF 368.50 | CHF 374.50 |
| 2'500 | CHF 414.20 | CHF 358.90 | CHF 339.40 | CHF 345.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 385.80 | CHF 356.90 | CHF 331.10 | CHF 357.30 |
| 500 | CHF 379.20 | CHF 350.30 | CHF 324.40 | CHF 350.60 |
| 1'000 | CHF 345.00 | CHF 316.10 | CHF 294.10 | CHF 316.50 |
| 1'500 | CHF 315.80 | CHF 286.90 | CHF 265.00 | CHF 287.30 |
| 2'000 | CHF 286.70 | CHF 257.80 | CHF 235.80 | CHF 258.10 |
| 2'500 | CHF 257.50 | CHF 228.60 | CHF 206.60 | CHF 229.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 54.60 | CHF 48.80 | CHF 45.90 | CHF 46.30 |
| 100 | CHF 49.20 | CHF 44.00 | CHF 41.40 | CHF 41.70 |
| 200 | CHF 43.20 | CHF 38.60 | CHF 36.80 | CHF 36.60 |
| 300 | CHF 37.10 | CHF 31.30 | CHF 29.40 | CHF 29.40 |
| 400 | CHF 31.30 | CHF 29.40 | CHF 29.40 | CHF 29.40 |
| 500 | CHF 29.40 | CHF 29.40 | CHF 29.40 | CHF 29.40 |
| 600 | CHF 29.40 | CHF 29.40 | CHF 29.40 | CHF 29.40 |
With or without accident cover
With accident cover: CHF 542.50 a month. Without: CHF 507.00. Dropping it saves CHF 426.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 452.00 in 2025 to CHF 317.20 — a rise of 3.0 %.
The 107 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Bern, not to the municipality.
Aarwangen · Adelboden · Aeschi bei Spiez · Affoltern im Emmental · Attiswil · Auswil · Bannwil · Beatenberg · Berken · Bettenhausen · Bleienbach · Boltigen · Brienz (BE) · Brienzwiler · Busswil bei Melchnau · Bönigen · Diemtigen · Därligen · Därstetten · Dürrenroth · Eggiwil · Eriswil · Erlenbach im Simmental · Farnern · Frutigen · Gondiswil · Graben · Grindelwald · Gsteig · Gsteigwiler · Guttannen · Gündlischwand · Habkern · Hasliberg · Heimenhausen · Herzogenbuchsee · Hofstetten bei Brienz · Huttwil · Inkwil · Innertkirchen · Interlaken · Iseltwald · Kandergrund · Kandersteg · Krattigen · Langenthal · Langnau im Emmental · Lauenen · Lauperswil · Lauterbrunnen · Leissigen · Lenk · Lotzwil · Lütschental · Lützelflüh · Madiswil · Matten bei Interlaken · Meiringen · Melchnau · Niederbipp · Niederried bei Interlaken · Niederönz · Oberbipp · Oberried am Brienzersee · Oberwil im Simmental · Ochlenberg · Oeschenbach · Reichenbach im Kandertal · Reisiswil · Ringgenberg (BE) · Roggwil (BE) · Rohrbach · Rohrbachgraben · Rumisberg · Röthenbach im Emmental · Rüderswil · Rüegsau · Rütschelen · Saanen · Saxeten · Schangnau · Schattenhalb · Schwanden bei Brienz · Schwarzhäusern · Seeberg · Signau · Spiez · St. Stephan · Stocken-Höfen · Sumiswald · Thunstetten · Thörigen · Trachselwald · Trub · Trubschachen · Unterseen · Ursenbach · Walliswil bei Niederbipp · Walliswil bei Wangen · Walterswil (BE) · Wangen an der Aare · Wiedlisbach · Wilderswil · Wimmis · Wynau · Wyssachen · Zweisimmen
The other insurers in Region 3
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 447.50 | View |
| ÖKK | CHF 477.00 | View |
| Sumiswalder | CHF 481.30 | View |
| Helsana | CHF 483.60 | View |
| SWICA | CHF 485.90 | View |
| sana24 | CHF 487.80 | View |
| KPT | CHF 488.10 | View |
| Aquilana | CHF 491.00 | View |
| EGK | CHF 491.10 | View |
| Sanitas | CHF 495.45 | View |
| CONCORDIA | CHF 495.60 | View |
| Luzerner Hinterland | CHF 496.85 | View |
| CSS | CHF 497.00 | View |
| sodalis | CHF 498.00 | View |
| SLKK | CHF 498.30 | View |
| Assura-Basis | CHF 502.30 | View |
| Steffisburg | CHF 506.60 | View |
| Galenos | CHF 507.20 | View |
| Avenir | CHF 509.60 | View |
| Atupri | CHF 510.70 | View |
| Vivao Sympany | CHF 513.10 | View |
| Mutuel | CHF 529.00 | View |
| Philos | CHF 536.20 | View |
| vita surselva | CHF 563.35 | View |
| rhenusana | CHF 583.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums.