Health insurance in Stansstad 2026
26 insurers offer basic cover in Stansstad (Nidwalden). The benefits are identical everywhere — only the price differs.
The lowest premium
CHF 385.40 per month
Agrisano — AGRIsmart
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'348 per year.
26
active insurers
Single region
Insurers available in Stansstad
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 385.40 |
| 2 | Vivao Sympany | CHF 410.70 |
| 3 | SWICA | CHF 413.40 |
| 4 | Sanitas | CHF 413.70 |
| 5 | Atupri | CHF 414.40 |
| 6 | Aquilana | CHF 416.10 |
| 7 | Visana | CHF 416.80 |
| 8 | EGK | CHF 419.60 |
| 9 | KPT | CHF 421.30 |
| 10 | CONCORDIA | CHF 426.40 |
| 11 | ÖKK | CHF 427.20 |
| 12 | Helsana | CHF 434.30 |
| 13 | Assura-Basis | CHF 437.90 |
| 14 | Philos | CHF 442.00 |
| 15 | Sumiswalder | CHF 442.40 |
| 16 | CSS | CHF 443.60 |
| 17 | Steffisburg | CHF 444.70 |
| 18 | Galenos | CHF 448.50 |
| 19 | sana24 | CHF 449.60 |
| 20 | Luzerner Hinterland | CHF 451.60 |
| 21 | Avenir | CHF 457.50 |
| 22 | SLKK | CHF 457.60 |
| 23 | rhenusana | CHF 457.70 |
| 24 | vita surselva | CHF 492.00 |
| 25 | Einsiedler | CHF 505.80 |
| 26 | Mutuel | CHF 511.40 |
Where the municipality sits
Nidwalden has only one premium region: the lowest premium is the same across the canton, and Stansstad is no exception.
These amounts apply to all 11 municipalities in the same premium region: a premium is set per zone, never per municipality.
The postcodes of Stansstad
A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.
- 6362 Stansstad
- 6363 Bürgenstock
- 6363 Fürigen
- 6363 Obbürgen
- 6365 Kehrsiten
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +65.4 % over 11 years, or CHF 1'829 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 233.00 | — |
| 2016 | CHF 245.60 | +5.4 % |
| 2017 | CHF 273.10 | +11.2 % |
| 2018 | CHF 287.20 | +5.2 % |
| 2019 | CHF 298.50 | +3.9 % |
| 2020 | CHF 301.20 | +0.9 % |
| 2021 | CHF 310.80 | +3.2 % |
| 2022 | CHF 319.30 | +2.7 % |
| 2023 | CHF 336.20 | +5.3 % |
| 2024 | CHF 357.10 | +6.2 % |
| 2025 | CHF 368.00 | +3.1 % |
| 2026 | CHF 385.40 | +4.7 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
The 3 postcodes of this municipality
One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.
The municipalities of the Kt. Nidwalden district
They do not necessarily belong to the same premium region — check yours.
| Municipality | Region | Lowest premium | Gap versus here |
|---|---|---|---|
| Stansstad (here) | Single region | CHF 385.40 | — |
| Beckenried | Single region | CHF 385.40 | same zone |
| Buochs | Single region | CHF 385.40 | same zone |
| Dallenwil | Single region | CHF 385.40 | same zone |
| Emmetten | Single region | CHF 385.40 | same zone |
| Ennetbürgen | Single region | CHF 385.40 | same zone |
| Ennetmoos | Single region | CHF 385.40 | same zone |
| Hergiswil (NW) | Single region | CHF 385.40 | same zone |
| Oberdorf (NW) | Single region | CHF 385.40 | same zone |
| Stans | Single region | CHF 385.40 | same zone |
| Wolfenschiessen | Single region | CHF 385.40 | same zone |
Single region — Nidwalden
The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.