Health insurance in Engelberg 2026
26 insurers offer basic cover in Engelberg (Obwalden). The benefits are identical everywhere — only the price differs.
The lowest premium
CHF 382.80 per month
Agrisano — AGRIsmart
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'293 per year.
26
active insurers
Single region
Insurers available in Engelberg
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 382.80 |
| 2 | Atupri | CHF 413.40 |
| 3 | CONCORDIA | CHF 414.90 |
| 4 | Sanitas | CHF 418.20 |
| 5 | SWICA | CHF 420.70 |
| 6 | Visana | CHF 421.20 |
| 7 | EGK | CHF 425.50 |
| 8 | ÖKK | CHF 427.20 |
| 9 | Helsana | CHF 429.20 |
| 10 | Vivao Sympany | CHF 431.70 |
| 11 | Aquilana | CHF 432.50 |
| 12 | CSS | CHF 434.00 |
| 13 | Sumiswalder | CHF 439.20 |
| 14 | Mutuel | CHF 442.10 |
| 15 | sana24 | CHF 444.70 |
| 16 | Galenos | CHF 445.40 |
| 17 | Philos | CHF 445.40 |
| 18 | Luzerner Hinterland | CHF 452.25 |
| 19 | KPT | CHF 459.70 |
| 20 | Steffisburg | CHF 462.00 |
| 21 | Assura-Basis | CHF 470.70 |
| 22 | rhenusana | CHF 482.00 |
| 23 | SLKK | CHF 487.30 |
| 24 | Einsiedler | CHF 503.20 |
| 25 | Avenir | CHF 505.10 |
| 26 | vita surselva | CHF 508.00 |
Where the municipality sits
Obwalden has only one premium region: the lowest premium is the same across the canton, and Engelberg is no exception.
These amounts apply to all 7 municipalities in the same premium region: a premium is set per zone, never per municipality.
The postcodes of Engelberg
A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.
- 6388 Grafenort
- 6390 Engelberg
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +60.9 % over 11 years, or CHF 1'739 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 237.90 | — |
| 2016 | CHF 237.90 | 0.0 % |
| 2017 | CHF 284.70 | +19.7 % |
| 2018 | CHF 302.50 | +6.3 % |
| 2019 | CHF 316.30 | +4.6 % |
| 2020 | CHF 314.50 | −0.6 % |
| 2021 | CHF 294.00 | −6.5 % |
| 2022 | CHF 320.00 | +8.8 % |
| 2023 | CHF 320.00 | 0.0 % |
| 2024 | CHF 346.50 | +8.3 % |
| 2025 | CHF 356.90 | +3.0 % |
| 2026 | CHF 382.80 | +7.3 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
The 2 postcodes of this municipality
One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.
The municipalities of the Kt. Obwalden district
They do not necessarily belong to the same premium region — check yours.
| Municipality | Region | Lowest premium | Gap versus here |
|---|---|---|---|
| Engelberg (here) | Single region | CHF 382.80 | — |
| Alpnach | Single region | CHF 382.80 | same zone |
| Giswil | Single region | CHF 382.80 | same zone |
| Kerns | Single region | CHF 382.80 | same zone |
| Lungern | Single region | CHF 382.80 | same zone |
| Sachseln | Single region | CHF 382.80 | same zone |
| Sarnen | Single region | CHF 382.80 | same zone |
Single region — Obwalden
The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.