CHF 1'000 deductible in Region 1 of canton Valais
At a CHF 1'000 deductible, 26 insurers offer a premium in Region 1 of canton Valais. The lowest is CHF 440.40 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 481.20, the CHF 1'000 deductible saves CHF 489.60 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 789.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
26 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 440.40 | View |
| 2 | Sanitas | CHF 446.30 | View |
| 3 | Visana | CHF 447.50 | View |
| 4 | sana24 | CHF 456.00 | View |
| 5 | CONCORDIA | CHF 457.20 | View |
| 6 | Helsana | CHF 457.30 | View |
| 7 | ÖKK | CHF 458.70 | View |
| 8 | CSS | CHF 458.90 | View |
| 9 | SWICA | CHF 458.90 | View |
| 10 | sodalis | CHF 459.60 | View |
| 11 | Galenos | CHF 460.90 | View |
| 12 | Mutuel | CHF 462.70 | View |
| 13 | Vivao Sympany | CHF 463.50 | View |
| 14 | KPT | CHF 464.10 | View |
| 15 | Assura-Basis | CHF 464.80 | View |
| 16 | AMB | CHF 469.60 | View |
| 17 | Sumiswalder | CHF 481.10 | View |
| 18 | vallée d’Entremont | CHF 483.90 | View |
| 19 | EGK | CHF 489.60 | View |
| 20 | Aquilana | CHF 493.30 | View |
| 21 | Philos | CHF 494.60 | View |
| 22 | Avenir | CHF 504.50 | View |
| 23 | Agrisano | CHF 513.00 | View |
| 24 | Steffisburg | CHF 546.20 | View |
| 25 | vita surselva | CHF 551.80 | View |
| 26 | rhenusana | CHF 562.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.