CHF 1'500 deductible in Region 1 of canton Valais
At a CHF 1'500 deductible, 26 insurers offer a premium in Region 1 of canton Valais. The lowest is CHF 411.20 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 481.20, the CHF 1'500 deductible saves CHF 840.00 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'140.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
26 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 411.20 | View |
| 2 | Sanitas | CHF 417.10 | View |
| 3 | Visana | CHF 418.30 | View |
| 4 | sana24 | CHF 426.90 | View |
| 5 | CONCORDIA | CHF 428.00 | View |
| 6 | Helsana | CHF 428.10 | View |
| 7 | ÖKK | CHF 429.50 | View |
| 8 | CSS | CHF 429.70 | View |
| 9 | SWICA | CHF 429.80 | View |
| 10 | Galenos | CHF 431.70 | View |
| 11 | Mutuel | CHF 433.20 | View |
| 12 | Vivao Sympany | CHF 434.30 | View |
| 13 | sodalis | CHF 434.50 | View |
| 14 | KPT | CHF 434.90 | View |
| 15 | Assura-Basis | CHF 435.60 | View |
| 16 | AMB | CHF 440.10 | View |
| 17 | Sumiswalder | CHF 454.30 | View |
| 18 | vallée d’Entremont | CHF 454.40 | View |
| 19 | EGK | CHF 460.40 | View |
| 20 | Philos | CHF 465.10 | View |
| 21 | Aquilana | CHF 468.00 | View |
| 22 | Avenir | CHF 475.00 | View |
| 23 | Agrisano | CHF 483.80 | View |
| 24 | Steffisburg | CHF 521.20 | View |
| 25 | vita surselva | CHF 522.45 | View |
| 26 | rhenusana | CHF 533.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.