CHF 2'500 deductible in Region 1 of canton Valais
At a CHF 2'500 deductible, 26 insurers offer a premium in Region 1 of canton Valais. The lowest is CHF 352.90 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 481.20, the CHF 2'500 deductible saves CHF 1'539.60 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'839.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
26 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 352.90 | View |
| 2 | Sanitas | CHF 358.80 | View |
| 3 | Visana | CHF 360.00 | View |
| 4 | SWICA | CHF 365.50 | View |
| 5 | sana24 | CHF 368.50 | View |
| 6 | CONCORDIA | CHF 369.70 | View |
| 7 | Helsana | CHF 369.80 | View |
| 8 | sodalis | CHF 370.90 | View |
| 9 | ÖKK | CHF 371.20 | View |
| 10 | CSS | CHF 371.40 | View |
| 11 | Galenos | CHF 373.40 | View |
| 12 | Mutuel | CHF 375.20 | View |
| 13 | Vivao Sympany | CHF 376.00 | View |
| 14 | KPT | CHF 376.60 | View |
| 15 | Assura-Basis | CHF 377.30 | View |
| 16 | AMB | CHF 382.10 | View |
| 17 | vallée d’Entremont | CHF 396.40 | View |
| 18 | Sumiswalder | CHF 400.70 | View |
| 19 | EGK | CHF 402.10 | View |
| 20 | Philos | CHF 407.10 | View |
| 21 | Aquilana | CHF 407.60 | View |
| 22 | Avenir | CHF 417.00 | View |
| 23 | Agrisano | CHF 425.50 | View |
| 24 | Steffisburg | CHF 461.20 | View |
| 25 | vita surselva | CHF 463.75 | View |
| 26 | rhenusana | CHF 475.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.