Other model with a CHF 300 deductible in Region 1 of canton Valais

22 insurers offer a Other model with a CHF 300 deductible in Region 1. The lowest premium is CHF 488.30 a month for an adult, accident cover included.

What this combination earns

Against free choice of doctor at the minimum deductible, whose lowest premium is CHF 544.40, this combination saves CHF 673.20 a year.

Where the saving comes from

The model contributes about CHF 673.20 a year — the part paid for in freedom to choose your doctor, at the same CHF 300 deductible.

The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.

What the deductible risks

This is the minimum deductible: no extra risk compared with the reference.

The insurers, cheapest to dearest

22 insurers offer this combination in this region, with the trade name of their plan.

Rank	Insurer	Plan name	Premium
1	Visana	Med Call	CHF 488.30	View
2	Atupri	SmartCare	CHF 491.60	View
3	sana24	Combi Care	CHF 496.90	View
4	CONCORDIA	smartDoc	CHF 498.00	View
5	Helsana	BeneFit PLUS Telmed	CHF 498.10	View
6	sodalis	Digimed	CHF 499.20	View
7	ÖKK	Select	CHF 499.50	View
8	Galenos	Combi Care	CHF 501.70	View
9	Mutuel	SanaTel	CHF 503.20	View
10	Sanitas	TelMed (Compact One)	CHF 504.00	View
11	Vivao Sympany	FlexHelp 24	CHF 504.30	View
12	Assura-Basis	Gesundheitnetz	CHF 505.60	View
13	KPT	KPTwin.smart	CHF 509.70	View
14	AMB	SanaTel	CHF 510.10	View
15	Sumiswalder	Telmed	CHF 518.70	View
16	CSS	Callmed	CHF 520.00	View
17	vallée d’Entremont	SanaTel	CHF 524.40	View
18	Aquilana	SMARTMED	CHF 528.70	View
19	EGK	EGK-TelCare	CHF 530.40	View
20	Philos	PrimaFlex	CHF 535.10	View
21	SWICA	FAVORIT TELMED	CHF 547.40	View
22	Avenir	PrimaFlex	CHF 548.10	View

Source: Federal Office of Public Health (FOPH), official premiums. 2026.