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Assura-Basis or CONCORDIA in Region 1 of canton Bern?

In Region 1, Assura-Basis is CHF 15.60 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 589.50 a month, CONCORDIA to CHF 590.80. The gap is CHF 15.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Assura-Basis is worth CHF 592.80 more a year. Visana

Where they stand in the region

Assura-Basis ranks 13 and CONCORDIA ranks 14, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisCONCORDIAGap
300CHF 689.40CHF 699.10− 9.70
500CHF 677.80CHF 687.50− 9.70
1'000CHF 648.60CHF 658.30− 9.70
1'500CHF 619.40CHF 629.10− 9.70
2'000CHF 590.30CHF 600.00− 9.70
2'500CHF 561.10CHF 570.80− 9.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisCONCORDIA
Family doctorCHF 589.50CHF 629.20
Free choice of doctorCHF 689.40CHF 699.10
HMO practice—CHF 590.80
Other model—CHF 604.80

How they moved in this region

Against 2025, Assura-Basis moves by + 2.7 % and CONCORDIA by + 9.3 % in this region.

Assura-Basis, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.