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Assura-Basis or CONCORDIA in Region 1 of canton Schaffhausen?

In Region 1, Assura-Basis is CHF 123.60 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 492.00 a month, CONCORDIA to CHF 502.30. The gap is CHF 123.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is ÖKK, at CHF 480.30 a month. Moving there rather than to Assura-Basis is worth CHF 140.40 more a year. ÖKK

Where they stand in the region

Assura-Basis ranks 4 and CONCORDIA ranks 7, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisCONCORDIAGap
300CHF 559.00CHF 577.30− 18.30
500CHF 547.40CHF 565.70− 18.30
1'000CHF 518.20CHF 536.50− 18.30
1'500CHF 489.00CHF 507.30− 18.30
2'000CHF 459.90CHF 478.20− 18.30
2'500CHF 430.70CHF 449.00− 18.30

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisCONCORDIA
Family doctorCHF 492.00CHF 511.00
Free choice of doctorCHF 559.00CHF 577.30
Other model—CHF 502.30
HMO practice—CHF 502.30

How they moved in this region

Against 2025, Assura-Basis moves by − 0.1 % and CONCORDIA by + 5.2 % in this region.

Assura-Basis, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.