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Assura-Basis or EGK in Region 1 of canton Bern?

In Region 1, Assura-Basis is CHF 166.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 589.50 a month, EGK to CHF 603.40. The gap is CHF 166.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Assura-Basis is worth CHF 592.80 more a year. Visana

Where they stand in the region

Assura-Basis ranks 13 and EGK ranks 17, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisEGKGap
300CHF 689.40CHF 689.50− 0.10
500CHF 677.80CHF 677.90− 0.10
1'000CHF 648.60CHF 648.70− 0.10
1'500CHF 619.40CHF 619.50− 0.10
2'000CHF 590.30CHF 590.40− 0.10
2'500CHF 561.10CHF 561.20− 0.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisEGK
Family doctorCHF 589.50CHF 603.40
Free choice of doctorCHF 689.40CHF 689.50
Other model—CHF 603.40

How they moved in this region

Against 2025, Assura-Basis moves by + 2.7 % and EGK by + 4.1 % in this region.

Assura-Basis, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.