Assura-Basis or EGK in Region 1 of canton Schaffhausen?
In Region 1, Assura-Basis is CHF 300.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 492.00 a month, EGK to CHF 517.00. The gap is CHF 300.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is ÖKK, at CHF 480.30 a month. Moving there rather than to Assura-Basis is worth CHF 140.40 more a year. ÖKK
Where they stand in the region
Assura-Basis ranks 4 and EGK ranks 13, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | EGK | Gap |
|---|---|---|---|
| 300 | CHF 559.00 | CHF 577.60 | − 18.60 |
| 500 | CHF 547.40 | CHF 566.00 | − 18.60 |
| 1'000 | CHF 518.20 | CHF 536.80 | − 18.60 |
| 1'500 | CHF 489.00 | CHF 507.60 | − 18.60 |
| 2'000 | CHF 459.90 | CHF 478.50 | − 18.60 |
| 2'500 | CHF 430.70 | CHF 449.30 | − 18.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | EGK |
|---|---|---|
| Family doctor | CHF 492.00 | CHF 534.30 |
| Free choice of doctor | CHF 559.00 | CHF 577.60 |
| Other model | — | CHF 517.00 |
How they moved in this region
Against 2025, Assura-Basis moves by − 0.1 % and EGK by + 0.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.