Atupri or ÖKK in Region 1 of canton Bern?

In Region 1, Atupri is CHF 435.60 a year cheaper than ÖKK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 548.90 a month, ÖKK to CHF 585.20. The gap is CHF 435.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Atupri is worth CHF 105.60 more a year. Visana

Atupri ranks 3 and ÖKK ranks 11, out of 26 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Atupri	ÖKK	Gap
300	CHF 648.10	CHF 665.00	− 16.90
500	CHF 636.50	CHF 653.40	− 16.90
1'000	CHF 607.30	CHF 624.20	− 16.90
1'500	CHF 578.10	CHF 595.00	− 16.90
2'000	CHF 549.00	CHF 565.90	− 16.90
2'500	CHF 519.80	CHF 536.70	− 16.90

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Atupri moves by + 2.1 % and ÖKK by + 4.7 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.