Avenir in the canton of Valais — 2026 premiums
Avenir covers the 122 municipalities of the canton of Valais. Its lowest adult premium there is CHF 523.20 a month, with a 300-franc deductible and accident cover included.
Where it stands
Avenir ranks 26 out of 28 active insurers in the canton of Valais, cheapest to dearest.
The cantonal average across all insurers is CHF 462.79 a month.
What switching would save you
Moving from Avenir to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 1'402.80 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Valais
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
The models offered by Avenir
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| HMO practice — OptiMed | CHF 545.00 |
| Other model — PrimaFlex | CHF 548.10 |
| Family doctor — PrimaCare | CHF 551.20 |
| Free choice of doctor — Grundversicherung | CHF 622.80 |
The twelve years, year by year
Since 2015, the lowest Avenir premium here has moved by +63.3 %, against +67.7 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region Mutuel belongs to the same group as the insurer above — Groupe Mutuel — and costs CHF 541.20 less per year, for cover the law defines word for word the same way. CHF 478.10
- In this region Philos belongs to the same group as the insurer above — Groupe Mutuel — and costs CHF 242.40 less per year, for cover the law defines word for word the same way. CHF 503.00
- In this region AMB belongs to the same group as the insurer above — Groupe Mutuel — and costs CHF 157.20 less per year, for cover the law defines word for word the same way. CHF 510.10
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Valais
28 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 406.30 | View |
| Verein Krankenkasse Visperterminen | CHF 419.10 | View |
| sodalis gesundheitsgruppe | CHF 423.40 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 429.10 | View |
| Atupri Assurance de la santé SA | CHF 430.10 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 432.00 | View |
| Vivao Sympany SA | CHF 434.30 | View |
| Helsana Assurances SA | CHF 440.30 | View |
| KPT Caisse-maladie SA | CHF 443.80 | View |
| Galenos AG | CHF 445.30 | View |
| CSS Assurance-maladie SA | CHF 447.20 | View |
| Assura-Basis SA | CHF 447.50 | View |
| SWICA Assurance-maladie SA | CHF 448.40 | View |
| sana24 AG | CHF 449.10 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 450.70 | View |
| Genossenschaft Krankenkasse Steffisburg | CHF 455.10 | View |
| Sumiswalder Krankenkasse | CHF 456.50 | View |
| Visana AG | CHF 456.60 | View |
| EGK Grundversicherungen AG | CHF 472.60 | View |
| Aquilana Versicherungen | CHF 472.80 | View |
| Mutuel Assurance Maladie SA | CHF 478.10 | View |
| Sanitas Grundversicherungen AG | CHF 487.10 | View |
| Philos Assurance Maladie SA | CHF 503.00 | View |
| AMB Assurances SA | CHF 510.10 | View |
| vita surselva | CHF 511.00 | View |
| Caisse-maladie de la vallée d’Entremont société coopérative | CHF 524.40 | View |
| rhenusana | CHF 561.10 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.