Avenir in canton Zug: twelve years of premiums
In canton Zug, the lowest Avenir premium went from CHF 267.80 a month in 2015 to CHF 360.40 in 2026 — a rise of +34.6 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 267.80 | CHF 267.80 | — |
| 2016 | CHF 283.90 | CHF 274.70 | CHF 9.20 |
| 2017 | CHF 313.10 | CHF 293.10 | CHF 20.00 |
| 2018 | CHF 345.90 | CHF 310.40 | CHF 35.50 |
| 2019 | CHF 345.90 | CHF 318.40 | CHF 27.50 |
| 2020 | CHF 346.70 | CHF 324.20 | CHF 22.50 |
| 2021 | CHF 350.60 | CHF 324.30 | CHF 26.30 |
| 2022 | CHF 358.60 | CHF 325.40 | CHF 33.20 |
| 2023 | CHF 384.90 | CHF 338.30 | CHF 46.60 |
| 2024 | CHF 426.10 | CHF 360.50 | CHF 65.60 |
| 2025 | CHF 431.00 | CHF 364.00 | CHF 67.00 |
| 2026 | CHF 360.40 | CHF 335.10 | CHF 25.30 |
Faster or slower than the rest?
Avenir rose +34.6 % over the period, against +25.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2024: +10.7 % in one go. The premium did not move in 2019.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Avenir, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.