CONCORDIA or Atupri in Region 1 of canton Bern?
In Region 1, Atupri is CHF 502.80 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 548.90 a month, CONCORDIA to CHF 590.80. The gap is CHF 502.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Atupri is worth CHF 105.60 more a year. Visana
Where they stand in the region
CONCORDIA ranks 14 and Atupri ranks 3, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 699.10 | CHF 648.10 | + 51.00 |
| 500 | CHF 687.50 | CHF 636.50 | + 51.00 |
| 1'000 | CHF 658.30 | CHF 607.30 | + 51.00 |
| 1'500 | CHF 629.10 | CHF 578.10 | + 51.00 |
| 2'000 | CHF 600.00 | CHF 549.00 | + 51.00 |
| 2'500 | CHF 570.80 | CHF 519.80 | + 51.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | Atupri |
|---|---|---|
| HMO practice | CHF 590.80 | CHF 548.90 |
| Other model | CHF 604.80 | CHF 558.70 |
| Family doctor | CHF 629.20 | CHF 590.40 |
| Free choice of doctor | CHF 699.10 | CHF 648.10 |
How they moved in this region
Against 2025, CONCORDIA moves by + 9.3 % and Atupri by + 2.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.