CONCORDIA or Atupri in Region 1 of canton Grisons?
In Region 1, CONCORDIA is CHF 672.00 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 461.70 a month, Atupri to CHF 517.70. The gap is CHF 672.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 453.60 a month. Moving there rather than to CONCORDIA is worth CHF 97.20 more a year. Sanitas
Where they stand in the region
CONCORDIA ranks 3 and Atupri ranks 20, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 540.00 | CHF 595.00 | − 55.00 |
| 500 | CHF 528.40 | CHF 583.40 | − 55.00 |
| 1'000 | CHF 499.20 | CHF 554.20 | − 55.00 |
| 1'500 | CHF 470.00 | CHF 525.00 | − 55.00 |
| 2'000 | CHF 440.90 | CHF 495.90 | − 55.00 |
| 2'500 | CHF 411.70 | CHF 466.70 | − 55.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | Atupri |
|---|---|---|
| Other model | CHF 461.70 | CHF 529.60 |
| HMO practice | CHF 461.70 | — |
| Family doctor | CHF 477.90 | CHF 517.70 |
| Free choice of doctor | CHF 540.00 | CHF 595.00 |
How they moved in this region
Against 2025, CONCORDIA moves by + 7.2 % and Atupri by + 9.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.