CONCORDIA or EGK in Region 1 of canton Bern?
In Region 1, CONCORDIA is CHF 151.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 590.80 a month, EGK to CHF 603.40. The gap is CHF 151.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to CONCORDIA is worth CHF 608.40 more a year. Visana
Where they stand in the region
CONCORDIA ranks 14 and EGK ranks 17, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | EGK | Gap |
|---|---|---|---|
| 300 | CHF 699.10 | CHF 689.50 | + 9.60 |
| 500 | CHF 687.50 | CHF 677.90 | + 9.60 |
| 1'000 | CHF 658.30 | CHF 648.70 | + 9.60 |
| 1'500 | CHF 629.10 | CHF 619.50 | + 9.60 |
| 2'000 | CHF 600.00 | CHF 590.40 | + 9.60 |
| 2'500 | CHF 570.80 | CHF 561.20 | + 9.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | EGK |
|---|---|---|
| HMO practice | CHF 590.80 | — |
| Other model | CHF 604.80 | CHF 603.40 |
| Family doctor | CHF 629.20 | CHF 603.40 |
| Free choice of doctor | CHF 699.10 | CHF 689.50 |
How they moved in this region
Against 2025, CONCORDIA moves by + 9.3 % and EGK by + 4.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.