CONCORDIA — Region 1 of canton Grisons, 2026 premiums
CONCORDIA covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 315.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CONCORDIA ranks 3 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from CONCORDIA to Sanitas, the cheapest insurer in this region, saves CHF 97.20 a year for an adult on the same profile.
The full CONCORDIA table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 540.00 | CHF 477.90 | CHF 461.70 | CHF 461.70 |
| 500 | CHF 528.40 | CHF 466.30 | CHF 450.10 | CHF 450.10 |
| 1'000 | CHF 499.20 | CHF 437.10 | CHF 420.90 | CHF 420.90 |
| 1'500 | CHF 470.00 | CHF 407.90 | CHF 391.70 | CHF 391.70 |
| 2'000 | CHF 440.90 | CHF 378.80 | CHF 362.60 | CHF 362.60 |
| 2'500 | CHF 411.70 | CHF 349.60 | CHF 333.40 | CHF 333.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 405.00 | CHF 358.50 | CHF 346.30 | CHF 346.30 |
| 500 | CHF 393.40 | CHF 346.90 | CHF 334.70 | CHF 334.70 |
| 1'000 | CHF 364.20 | CHF 317.70 | CHF 305.50 | CHF 305.50 |
| 1'500 | CHF 335.00 | CHF 288.50 | CHF 276.30 | CHF 276.30 |
| 2'000 | CHF 305.90 | CHF 259.40 | CHF 247.20 | CHF 247.20 |
| 2'500 | CHF 276.70 | CHF 230.20 | CHF 218.00 | CHF 218.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 64.80 | CHF 57.40 | CHF 55.50 | CHF 55.50 |
| 100 | CHF 59.00 | CHF 51.60 | CHF 49.70 | CHF 49.70 |
| 200 | CHF 53.20 | CHF 45.80 | CHF 43.90 | CHF 43.90 |
| 300 | CHF 47.30 | CHF 39.90 | CHF 38.00 | CHF 38.00 |
| 400 | CHF 41.50 | CHF 34.30 | CHF 34.30 | CHF 34.30 |
| 500 | CHF 35.70 | CHF 34.30 | CHF 34.30 | CHF 34.30 |
| 600 | CHF 34.30 | CHF 34.30 | CHF 34.30 | CHF 34.30 |
With or without accident cover
With accident cover: CHF 540.00 a month. Without: CHF 510.30. Dropping it saves CHF 356.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 430.60 in 2025 to CHF 315.10 — a rise of 7.2 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.