CONCORDIA — Region 2 of canton Grisons, 2026 premiums
CONCORDIA covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 299.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CONCORDIA ranks 5 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from CONCORDIA to Agrisano, the cheapest insurer in this region, saves CHF 331.20 a year for an adult on the same profile.
The full CONCORDIA table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 521.10 | CHF 461.20 | CHF 445.60 | CHF 445.60 |
| 500 | CHF 509.50 | CHF 449.60 | CHF 434.00 | CHF 434.00 |
| 1'000 | CHF 480.30 | CHF 420.40 | CHF 404.80 | CHF 404.80 |
| 1'500 | CHF 451.10 | CHF 391.20 | CHF 375.60 | CHF 375.60 |
| 2'000 | CHF 422.00 | CHF 362.10 | CHF 346.50 | CHF 346.50 |
| 2'500 | CHF 392.80 | CHF 332.90 | CHF 317.30 | CHF 317.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 390.90 | CHF 346.00 | CHF 334.30 | CHF 334.30 |
| 500 | CHF 379.30 | CHF 334.40 | CHF 322.70 | CHF 322.70 |
| 1'000 | CHF 350.10 | CHF 305.20 | CHF 293.50 | CHF 293.50 |
| 1'500 | CHF 320.90 | CHF 276.00 | CHF 264.30 | CHF 264.30 |
| 2'000 | CHF 291.80 | CHF 246.90 | CHF 235.20 | CHF 235.20 |
| 2'500 | CHF 262.60 | CHF 217.70 | CHF 206.90 | CHF 206.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 62.60 | CHF 55.50 | CHF 53.60 | CHF 53.60 |
| 100 | CHF 56.80 | CHF 49.70 | CHF 47.80 | CHF 47.80 |
| 200 | CHF 51.00 | CHF 43.90 | CHF 42.00 | CHF 42.00 |
| 300 | CHF 45.10 | CHF 38.00 | CHF 36.10 | CHF 36.10 |
| 400 | CHF 39.30 | CHF 33.20 | CHF 33.20 | CHF 33.20 |
| 500 | CHF 33.50 | CHF 33.20 | CHF 33.20 | CHF 33.20 |
| 600 | CHF 33.20 | CHF 33.20 | CHF 33.20 | CHF 33.20 |
With or without accident cover
With accident cover: CHF 521.10 a month. Without: CHF 492.50. Dropping it saves CHF 343.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 421.50 in 2025 to CHF 299.90 — a rise of 5.7 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| ÖKK | CHF 435.60 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| KPT | CHF 447.90 | View |
| Sanitas | CHF 448.30 | View |
| CSS | CHF 449.70 | View |
| SWICA | CHF 450.00 | View |
| Sumiswalder | CHF 450.70 | View |
| Helsana | CHF 453.00 | View |
| Mutuel | CHF 467.60 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| Avenir | CHF 500.80 | View |
| EGK | CHF 514.80 | View |
| Galenos | CHF 516.10 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.