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CSS or Atupri in Region 1 of canton Bern?

In Region 1, Atupri is CHF 338.40 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 548.90 a month, CSS to CHF 577.10. The gap is CHF 338.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Atupri is worth CHF 105.60 more a year. Visana

Where they stand in the region

CSS ranks 7 and Atupri ranks 3, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSAtupriGap
300CHF 683.00CHF 648.10+ 34.90
500CHF 671.40CHF 636.50+ 34.90
1'000CHF 642.20CHF 607.30+ 34.90
1'500CHF 613.00CHF 578.10+ 34.90
2'000CHF 583.90CHF 549.00+ 34.90
2'500CHF 554.70CHF 519.80+ 34.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSAtupri
Family doctorCHF 577.10CHF 590.40
Other modelCHF 614.70CHF 558.70
Free choice of doctorCHF 683.00CHF 648.10
HMO practice—CHF 548.90

How they moved in this region

Against 2025, CSS moves by + 3.5 % and Atupri by + 2.1 % in this region.

CSS, Atupri, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.