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CSS or Atupri in Region 1 of canton Grisons?

In Region 1, CSS is CHF 525.60 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 473.90 a month, Atupri to CHF 517.70. The gap is CHF 525.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Sanitas, at CHF 453.60 a month. Moving there rather than to CSS is worth CHF 243.60 more a year. Sanitas

Where they stand in the region

CSS ranks 5 and Atupri ranks 20, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSAtupriGap
300CHF 551.00CHF 595.00− 44.00
500CHF 539.40CHF 583.40− 44.00
1'000CHF 510.20CHF 554.20− 44.00
1'500CHF 481.00CHF 525.00− 44.00
2'000CHF 451.90CHF 495.90− 44.00
2'500CHF 422.70CHF 466.70− 44.00

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSAtupri
Family doctorCHF 473.90CHF 517.70
Other modelCHF 501.40CHF 529.60
Free choice of doctorCHF 551.00CHF 595.00

How they moved in this region

Against 2025, CSS moves by + 6.9 % and Atupri by + 9.5 % in this region.

CSS, Atupri, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.