CSS or Atupri in Region 1 of canton Schaffhausen?
In Region 1, Atupri is CHF 228.00 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 516.10 a month, CSS to CHF 535.10. The gap is CHF 228.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is ÖKK, at CHF 480.30 a month. Moving there rather than to Atupri is worth CHF 429.60 more a year. ÖKK
Where they stand in the region
CSS ranks 18 and Atupri ranks 12, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 615.00 | CHF 586.50 | + 28.50 |
| 500 | CHF 603.40 | CHF 574.90 | + 28.50 |
| 1'000 | CHF 574.20 | CHF 545.70 | + 28.50 |
| 1'500 | CHF 545.00 | CHF 516.50 | + 28.50 |
| 2'000 | CHF 515.90 | CHF 487.40 | + 28.50 |
| 2'500 | CHF 486.70 | CHF 458.20 | + 28.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Atupri |
|---|---|---|
| Family doctor | CHF 535.10 | CHF 533.70 |
| Other model | CHF 550.40 | CHF 522.00 |
| Free choice of doctor | CHF 615.00 | CHF 586.50 |
| HMO practice | — | CHF 516.10 |
How they moved in this region
Against 2025, CSS moves by + 8.1 % and Atupri by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.