EGK — Region 3 of canton Grisons, 2026 premiums
EGK covers the 40 municipalities of Region 3 in canton Grisons. Its lowest adult premium here is CHF 317.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
EGK ranks 20 out of 24 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 446.36 a month.
What staying costs
Moving from EGK to vita surselva, the cheapest insurer in this region, saves CHF 758.40 a year for an adult on the same profile.
The full EGK table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 544.00 | CHF 470.60 | CHF 467.90 |
| 500 | CHF 532.30 | CHF 459.00 | CHF 456.30 |
| 1'000 | CHF 503.20 | CHF 429.80 | CHF 427.10 |
| 1'500 | CHF 474.00 | CHF 400.60 | CHF 397.90 |
| 2'000 | CHF 444.80 | CHF 371.50 | CHF 368.80 |
| 2'500 | CHF 415.70 | CHF 342.30 | CHF 339.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 371.60 | CHF 355.30 | CHF 355.30 |
| 500 | CHF 360.00 | CHF 343.70 | CHF 343.70 |
| 1'000 | CHF 330.80 | CHF 314.50 | CHF 314.50 |
| 1'500 | CHF 301.60 | CHF 285.30 | CHF 285.30 |
| 2'000 | CHF 272.50 | CHF 256.20 | CHF 256.20 |
| 2'500 | CHF 243.30 | CHF 227.00 | CHF 227.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 101.10 | CHF 101.10 | CHF 92.50 |
| 100 | CHF 100.10 | CHF 100.20 | CHF 91.60 |
| 200 | CHF 99.10 | CHF 99.20 | CHF 90.60 |
| 300 | CHF 98.10 | CHF 98.20 | CHF 89.60 |
| 400 | CHF 97.10 | CHF 97.20 | CHF 88.60 |
| 500 | CHF 96.10 | CHF 96.20 | CHF 87.60 |
With or without accident cover
With accident cover: CHF 544.00 a month. Without: CHF 508.70. Dropping it saves CHF 423.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 454.70 in 2025 to CHF 317.60 — a rise of 2.9 %.
The 40 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Grisons, not to the municipality.
Albula/Alvra · Andeer · Avers · Bergün Filisur · Breil/Brigels · Cazis · Disentis/Mustér · Domleschg · Falera · Ferrera · Flerden · Fürstenau · Ilanz/Glion · Laax · Lantsch/Lenz · Lumnezia · Masein · Medel (Lucmagn) · Muntogna da Schons · Obersaxen Mundaun · Rheinwald · Rongellen · Rothenbrunnen · Safiental · Sagogn · Scharans · Schluein · Schmitten (GR) · Sils im Domleschg · Sufers · Sumvitg · Surses · Thusis · Trun · Tschappina · Tujetsch · Urmein · Vals · Vaz/Obervaz · Zillis-Reischen
The other insurers in Region 3
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| vita surselva | CHF 404.70 | View |
| Agrisano | CHF 407.10 | View |
| curaulta | CHF 407.90 | View |
| Sumiswalder | CHF 424.60 | View |
| ÖKK | CHF 425.70 | View |
| CONCORDIA | CHF 426.20 | View |
| CSS | CHF 427.60 | View |
| Vivao Sympany | CHF 429.00 | View |
| Sanitas | CHF 434.75 | View |
| sana24 | CHF 436.20 | View |
| Helsana | CHF 441.80 | View |
| Visana | CHF 445.90 | View |
| SWICA | CHF 450.90 | View |
| Assura-Basis | CHF 451.00 | View |
| rhenusana | CHF 455.40 | View |
| Mutuel | CHF 455.60 | View |
| KPT | CHF 460.00 | View |
| Philos | CHF 461.00 | View |
| Aquilana | CHF 466.20 | View |
| Atupri | CHF 468.00 | View |
| Avenir | CHF 483.00 | View |
| Galenos | CHF 488.30 | View |
| SLKK | CHF 493.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.