EGK — Region 1 of canton Grisons, 2026 premiums
EGK covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 392.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
EGK ranks 22 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from EGK to Sanitas, the cheapest insurer in this region, saves CHF 1'134.00 a year for an adult on the same profile.
The full EGK table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 622.20 | CHF 603.60 | CHF 548.10 |
| 500 | CHF 610.60 | CHF 592.00 | CHF 536.50 |
| 1'000 | CHF 581.40 | CHF 562.80 | CHF 507.30 |
| 1'500 | CHF 552.20 | CHF 533.60 | CHF 478.10 |
| 2'000 | CHF 523.10 | CHF 504.50 | CHF 449.00 |
| 2'500 | CHF 493.90 | CHF 475.30 | CHF 419.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 425.00 | CHF 397.00 | CHF 391.00 |
| 500 | CHF 413.40 | CHF 385.40 | CHF 379.40 |
| 1'000 | CHF 384.20 | CHF 356.20 | CHF 350.20 |
| 1'500 | CHF 355.00 | CHF 327.00 | CHF 321.00 |
| 2'000 | CHF 325.90 | CHF 297.90 | CHF 291.90 |
| 2'500 | CHF 296.70 | CHF 268.70 | CHF 262.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 115.60 | CHF 115.60 | CHF 102.80 |
| 100 | CHF 114.60 | CHF 114.70 | CHF 101.90 |
| 200 | CHF 113.60 | CHF 113.70 | CHF 100.90 |
| 300 | CHF 112.70 | CHF 112.70 | CHF 99.90 |
| 400 | CHF 111.70 | CHF 111.70 | CHF 98.90 |
| 500 | CHF 110.70 | CHF 110.70 | CHF 97.90 |
With or without accident cover
With accident cover: CHF 622.20 a month. Without: CHF 581.80. Dropping it saves CHF 484.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 533.80 in 2025 to CHF 392.60 — a rise of 2.7 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.