Galenos in the canton of Bern — 2026 premiums
Galenos covers the 334 municipalities of the canton of Bern. Its lowest adult premium there is CHF 507.20 a month, with a 300-franc deductible and accident cover included.
Where it stands
Galenos ranks 19 out of 26 active insurers in the canton of Bern, cheapest to dearest.
The cantonal average across all insurers is CHF 501.58 a month.
What switching would save you
Moving from Galenos to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 716.40 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Bern
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
The models offered by Galenos
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| HMO practice — Managed Care | CHF 630.20 |
| Other model — Combi Care | CHF 645.80 |
| Family doctor — Med Direct | CHF 647.30 |
| Free choice of doctor — Grundversicherung | CHF 712.80 |
The twelve years, year by year
Since 2015, the lowest Galenos premium here has moved by +37.5 %, against +50.1 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region Visana belongs to the same group as the insurer above — Visana — and costs CHF 500.40 less per year, for cover the law defines word for word the same way. CHF 465.50
- In this region sana24 belongs to the same group as the insurer above — Visana — and costs CHF 232.80 less per year, for cover the law defines word for word the same way. CHF 487.80
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Bern
26 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 447.50 | View |
| Visana AG | CHF 465.50 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 477.00 | View |
| Sumiswalder Krankenkasse | CHF 481.30 | View |
| Helsana Assurances SA | CHF 483.60 | View |
| SWICA Assurance-maladie SA | CHF 485.90 | View |
| sana24 AG | CHF 487.80 | View |
| KPT Caisse-maladie SA | CHF 488.10 | View |
| Aquilana Versicherungen | CHF 491.00 | View |
| EGK Grundversicherungen AG | CHF 491.10 | View |
| Sanitas Grundversicherungen AG | CHF 495.45 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 495.60 | View |
| Krankenkasse Luzerner Hinterland | CHF 496.85 | View |
| CSS Assurance-maladie SA | CHF 497.00 | View |
| sodalis gesundheitsgruppe | CHF 498.00 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 498.30 | View |
| Assura-Basis SA | CHF 502.30 | View |
| Genossenschaft Krankenkasse Steffisburg | CHF 506.60 | View |
| Avenir Assurance Maladie SA | CHF 509.60 | View |
| Atupri Assurance de la santé SA | CHF 510.70 | View |
| Vivao Sympany SA | CHF 513.10 | View |
| Mutuel Assurance Maladie SA | CHF 529.00 | View |
| Philos Assurance Maladie SA | CHF 536.20 | View |
| vita surselva | CHF 563.35 | View |
| rhenusana | CHF 583.10 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.