Galenos — Region 1 of canton Bern, 2026 premiums
Galenos covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 469.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 23 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from Galenos to Visana, the cheapest insurer in this region, saves CHF 1'081.20 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 712.80 | CHF 647.30 | CHF 630.20 | CHF 645.80 |
| 500 | CHF 701.10 | CHF 635.60 | CHF 618.50 | CHF 634.20 |
| 1'000 | CHF 672.00 | CHF 606.40 | CHF 589.30 | CHF 605.00 |
| 1'500 | CHF 642.80 | CHF 577.30 | CHF 560.20 | CHF 575.80 |
| 2'000 | CHF 613.60 | CHF 548.10 | CHF 531.00 | CHF 546.70 |
| 2'500 | CHF 584.50 | CHF 518.90 | CHF 501.80 | CHF 517.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 520.50 | CHF 495.00 | CHF 475.20 | CHF 487.70 |
| 500 | CHF 508.80 | CHF 483.30 | CHF 463.50 | CHF 476.00 |
| 1'000 | CHF 479.60 | CHF 454.10 | CHF 434.40 | CHF 446.90 |
| 1'500 | CHF 450.50 | CHF 425.00 | CHF 405.20 | CHF 417.70 |
| 2'000 | CHF 421.30 | CHF 395.80 | CHF 376.00 | CHF 388.50 |
| 2'500 | CHF 392.10 | CHF 366.60 | CHF 346.90 | CHF 359.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 71.60 | CHF 65.90 | CHF 64.00 | CHF 66.40 |
| 100 | CHF 66.70 | CHF 61.40 | CHF 59.60 | CHF 61.80 |
| 200 | CHF 61.70 | CHF 56.80 | CHF 55.10 | CHF 57.10 |
| 300 | CHF 56.70 | CHF 52.20 | CHF 50.70 | CHF 52.50 |
| 400 | CHF 51.70 | CHF 47.60 | CHF 46.20 | CHF 47.90 |
| 500 | CHF 46.70 | CHF 43.00 | CHF 41.80 | CHF 43.30 |
| 600 | CHF 41.70 | CHF 38.50 | CHF 38.50 | CHF 38.70 |
With or without accident cover
With accident cover: CHF 712.80 a month. Without: CHF 666.20. Dropping it saves CHF 559.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 621.30 in 2025 to CHF 469.00 — a rise of 1.4 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.