Galenos in canton Bern: twelve years of premiums
In canton Bern, the lowest Galenos premium went from CHF 369.00 a month in 2015 to CHF 507.20 in 2026 — a rise of +37.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 369.00 | CHF 298.10 | CHF 70.90 |
| 2016 | CHF 369.00 | CHF 319.60 | CHF 49.40 |
| 2017 | CHF 380.00 | CHF 334.70 | CHF 45.30 |
| 2018 | CHF 395.00 | CHF 343.80 | CHF 51.20 |
| 2019 | CHF 407.10 | CHF 363.50 | CHF 43.60 |
| 2020 | CHF 407.10 | CHF 371.20 | CHF 35.90 |
| 2021 | CHF 409.60 | CHF 368.50 | CHF 41.10 |
| 2022 | CHF 425.30 | CHF 369.00 | CHF 56.30 |
| 2023 | CHF 462.60 | CHF 376.00 | CHF 86.60 |
| 2024 | CHF 494.30 | CHF 403.20 | CHF 91.10 |
| 2025 | CHF 531.20 | CHF 421.30 | CHF 109.90 |
| 2026 | CHF 507.20 | CHF 447.50 | CHF 59.70 |
Faster or slower than the rest?
Galenos rose +37.5 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2023: +8.8 % in one go. The premium did not move in 2016, 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
Galenos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.