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Helsana or Atupri in Region 1 of canton Bern?

In Region 1, Helsana and Atupri charge exactly the same lowest premium. The choice therefore turns on something other than price.

The verdict, in this region

Helsana and Atupri both come down to CHF 548.90 a month. At equal price, look at the model, the service and the reimbursement times.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Helsana is worth CHF 105.60 more a year. Visana

Where they stand in the region

Helsana ranks 4 and Atupri ranks 3, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleHelsanaAtupriGap
300CHF 631.00CHF 648.10− 17.10
500CHF 619.40CHF 636.50− 17.10
1'000CHF 590.20CHF 607.30− 17.10
1'500CHF 561.00CHF 578.10− 17.10
2'000CHF 531.90CHF 549.00− 17.10
2'500CHF 502.70CHF 519.80− 17.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelHelsanaAtupri
Other modelCHF 548.90CHF 558.70
Family doctorCHF 548.90CHF 590.40
Free choice of doctorCHF 631.00CHF 648.10
HMO practice—CHF 548.90

How they moved in this region

Against 2025, Helsana moves by + 3.8 % and Atupri by + 2.1 % in this region.

Helsana, Atupri, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.