KPT or Atupri in Region 1 of canton Bern?

In Region 1, Atupri is CHF 350.40 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 548.90 a month, KPT to CHF 578.10. The gap is CHF 350.40 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Atupri is worth CHF 105.60 more a year. Visana

KPT ranks 8 and Atupri ranks 3, out of 26 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	KPT	Atupri	Gap
300	CHF 690.60	CHF 648.10	+ 42.50
500	CHF 679.00	CHF 636.50	+ 42.50
1'000	CHF 649.80	CHF 607.30	+ 42.50
1'500	CHF 620.60	CHF 578.10	+ 42.50
2'000	—	CHF 549.00	—
2'500	CHF 562.30	CHF 519.80	+ 42.50

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, KPT moves by + 4.4 % and Atupri by + 2.1 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.