KPT or Atupri in Region 1 of canton Grisons?

In Region 1, KPT is CHF 682.80 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 460.80 a month, Atupri to CHF 517.70. The gap is CHF 682.80 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Sanitas, at CHF 453.60 a month. Moving there rather than to KPT is worth CHF 86.40 more a year. Sanitas

KPT ranks 2 and Atupri ranks 20, out of 24 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	KPT	Atupri	Gap
300	CHF 543.90	CHF 595.00	− 51.10
500	CHF 532.30	CHF 583.40	− 51.10
1'000	CHF 503.10	CHF 554.20	− 51.10
1'500	CHF 473.90	CHF 525.00	− 51.10
2'000	—	CHF 495.90	—
2'500	CHF 415.60	CHF 466.70	− 51.10

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, KPT moves by + 2.4 % and Atupri by + 9.5 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.