KPT in the canton of Fribourg — 2026 premiums
KPT covers the 121 municipalities of the canton of Fribourg. Its lowest adult premium there is CHF 471.00 a month, with a 300-franc deductible and accident cover included.
Where it stands
KPT ranks 5 out of 23 active insurers in the canton of Fribourg, cheapest to dearest.
The cantonal average across all insurers is CHF 492.90 a month.
What switching would save you
Moving from KPT to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 252.00 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Fribourg
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 1 | 25 | Autigny, Avry, Belfaux, Bois-d'Amont | CHF 516.60 |
| 2 | 96 | Attalens, Bas-Intyamon, Belmont-Broye, Billens-Hennens | CHF 471.00 |
The models offered by KPT
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — KPTwin.smart | CHF 516.60 |
| Family doctor — KPTwin.doc | CHF 540.90 |
| HMO practice — KPTwin.plus | CHF 540.90 |
| Free choice of doctor — Grundversicherung | CHF 613.70 |
The other insurers in the canton of Fribourg
23 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 450.00 | View |
| Aquilana Versicherungen | CHF 463.30 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 464.90 | View |
| Visana AG | CHF 465.20 | View |
| Atupri Assurance de la santé SA | CHF 474.10 | View |
| Helsana Assurances SA | CHF 477.70 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 477.90 | View |
| EGK Grundversicherungen AG | CHF 478.10 | View |
| CSS Assurance-maladie SA | CHF 479.40 | View |
| Galenos AG | CHF 479.50 | View |
| Avenir Assurance | CHF 479.80 | View |
| SWICA Assurance-maladie SA | CHF 480.90 | View |
| Vivao Sympany SA | CHF 481.20 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 482.70 | View |
| Assura-Basis SA | CHF 492.40 | View |
| Sanitas Grundversicherungen AG | CHF 501.10 | View |
| Sumiswalder Krankenkasse | CHF 503.90 | View |
| sana24 AG | CHF 505.40 | View |
| Philos Assurance | CHF 509.30 | View |
| Mutuel Assurance | CHF 512.30 | View |
| vita surselva | CHF 589.00 | View |
| rhenusana | CHF 617.50 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.