KPT — Region 1 of canton Fribourg, 2026 premiums
KPT covers the 25 municipalities of Region 1 in canton Fribourg. Its lowest adult premium here is CHF 361.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 10 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 533.17 a month.
What staying costs
Moving from KPT to Vivao Sympany, the cheapest insurer in this region, saves CHF 186.00 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 613.70 | CHF 540.90 | CHF 540.90 | CHF 516.60 |
| 500 | CHF 602.10 | CHF 529.30 | CHF 529.30 | CHF 505.00 |
| 1'000 | CHF 572.90 | CHF 500.10 | CHF 500.10 | CHF 475.80 |
| 1'500 | CHF 543.70 | CHF 470.90 | CHF 470.90 | CHF 446.60 |
| 2'500 | CHF 485.40 | CHF 412.60 | CHF 412.60 | CHF 388.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 491.00 | CHF 436.60 | CHF 436.60 | CHF 418.50 |
| 500 | CHF 479.40 | CHF 425.00 | CHF 425.00 | CHF 406.90 |
| 1'000 | CHF 450.20 | CHF 395.80 | CHF 395.80 | CHF 377.70 |
| 1'500 | CHF 421.00 | CHF 366.60 | CHF 366.60 | CHF 348.50 |
| 2'500 | CHF 362.70 | CHF 308.30 | CHF 308.30 | CHF 290.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 147.30 | CHF 125.30 | CHF 125.30 | CHF 117.90 |
| 200 | CHF 135.70 | CHF 115.40 | CHF 115.40 | CHF 108.70 |
| 400 | CHF 124.00 | CHF 105.50 | CHF 105.50 | CHF 99.30 |
| 600 | CHF 112.30 | CHF 95.50 | CHF 95.50 | CHF 89.90 |
With or without accident cover
With accident cover: CHF 613.70 a month. Without: CHF 570.70. Dropping it saves CHF 516.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 500.00 in 2025 to CHF 361.10 — a rise of 3.3 %.
The 25 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Fribourg, not to the municipality.
Autigny · Avry · Belfaux · Bois-d'Amont · Chénens · Corminboeuf · Cottens (FR) · Ferpicloz · Fribourg · Gibloux · Givisiez · Granges-Paccot · Grolley-Ponthaux · Hauterive (FR) · La Brillaz · La Sonnaz · Le Mouret · Marly · Matran · Neyruz (FR) · Pierrafortscha · Prez · Treyvaux · Villars-sur-Glâne · Villarsel-sur-Marly
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Vivao Sympany | CHF 501.10 | View |
| Helsana | CHF 501.90 | View |
| Sanitas | CHF 503.75 | View |
| Atupri | CHF 506.50 | View |
| Visana | CHF 508.60 | View |
| SWICA | CHF 513.10 | View |
| CONCORDIA | CHF 513.60 | View |
| Aquilana | CHF 514.90 | View |
| Avenir | CHF 515.90 | View |
| SLKK | CHF 516.60 | View |
| ÖKK | CHF 520.20 | View |
| Assura-Basis | CHF 521.90 | View |
| CSS | CHF 522.00 | View |
| Agrisano | CHF 523.90 | View |
| Galenos | CHF 532.70 | View |
| EGK | CHF 540.30 | View |
| Mutuel | CHF 542.10 | View |
| Philos | CHF 547.60 | View |
| Sumiswalder | CHF 550.80 | View |
| sana24 | CHF 556.10 | View |
| vita surselva | CHF 620.00 | View |
| rhenusana | CHF 672.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.