KPT in canton Fribourg: twelve years of premiums
In canton Fribourg, the lowest KPT premium went from CHF 282.50 a month in 2015 to CHF 471.00 in 2026 — a rise of +66.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 282.50 | CHF 277.50 | CHF 5.00 |
| 2016 | CHF 303.10 | CHF 294.20 | CHF 8.90 |
| 2017 | CHF 345.50 | CHF 315.20 | CHF 30.30 |
| 2018 | CHF 360.10 | CHF 334.00 | CHF 26.10 |
| 2019 | CHF 363.30 | CHF 346.50 | CHF 16.80 |
| 2020 | CHF 381.70 | CHF 351.50 | CHF 30.20 |
| 2021 | CHF 378.50 | CHF 357.60 | CHF 20.90 |
| 2022 | CHF 371.30 | CHF 362.80 | CHF 8.50 |
| 2023 | CHF 391.30 | CHF 381.70 | CHF 9.60 |
| 2024 | CHF 424.10 | CHF 399.70 | CHF 24.40 |
| 2025 | CHF 456.00 | CHF 423.60 | CHF 32.40 |
| 2026 | CHF 471.00 | CHF 450.00 | CHF 21.00 |
Faster or slower than the rest?
KPT rose +66.7 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2017: +14.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Fribourg, canton by canton
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.