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Sanitas or Assura-Basis in Region 1 of canton Bern?

In Region 1, Sanitas is CHF 446.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 552.30 a month, Assura-Basis to CHF 589.50. The gap is CHF 446.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Sanitas is worth CHF 146.40 more a year. Visana

Where they stand in the region

Sanitas ranks 5 and Assura-Basis ranks 13, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasAssura-BasisGap
300CHF 634.80CHF 689.40− 54.60
500CHF 623.20CHF 677.80− 54.60
1'000CHF 594.00CHF 648.60− 54.60
1'500CHF 564.80CHF 619.40− 54.60
2'000CHF 535.70CHF 590.30− 54.60
2'500CHF 506.50CHF 561.10− 54.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasAssura-Basis
Family doctorCHF 552.30CHF 589.50
Other modelCHF 571.40—
HMO practiceCHF 577.70—
Free choice of doctorCHF 634.80CHF 689.40

How they moved in this region

Against 2025, Sanitas moves by + 3.5 % and Assura-Basis by + 2.7 % in this region.

Sanitas, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.