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Sanitas or Atupri in Region 1 of canton Bern?

In Region 1, Atupri is CHF 40.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 548.90 a month, Sanitas to CHF 552.30. The gap is CHF 40.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Atupri is worth CHF 105.60 more a year. Visana

Where they stand in the region

Sanitas ranks 5 and Atupri ranks 3, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasAtupriGap
300CHF 634.80CHF 648.10− 13.30
500CHF 623.20CHF 636.50− 13.30
1'000CHF 594.00CHF 607.30− 13.30
1'500CHF 564.80CHF 578.10− 13.30
2'000CHF 535.70CHF 549.00− 13.30
2'500CHF 506.50CHF 519.80− 13.30

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasAtupri
Family doctorCHF 552.30CHF 590.40
Other modelCHF 571.40CHF 558.70
HMO practiceCHF 577.70CHF 548.90
Free choice of doctorCHF 634.80CHF 648.10

How they moved in this region

Against 2025, Sanitas moves by + 3.5 % and Atupri by + 2.1 % in this region.

Sanitas, Atupri, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.