Sanitas or Atupri in Region 1 of canton Schaffhausen?
In Region 1, Atupri is CHF 79.20 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 516.10 a month, Sanitas to CHF 522.70. The gap is CHF 79.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is ÖKK, at CHF 480.30 a month. Moving there rather than to Atupri is worth CHF 429.60 more a year. ÖKK
Where they stand in the region
Sanitas ranks 15 and Atupri ranks 12, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 600.80 | CHF 586.50 | + 14.30 |
| 500 | CHF 589.20 | CHF 574.90 | + 14.30 |
| 1'000 | CHF 560.00 | CHF 545.70 | + 14.30 |
| 1'500 | CHF 530.80 | CHF 516.50 | + 14.30 |
| 2'000 | CHF 501.70 | CHF 487.40 | + 14.30 |
| 2'500 | CHF 472.50 | CHF 458.20 | + 14.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Atupri |
|---|---|---|
| Family doctor | CHF 522.70 | CHF 533.70 |
| Other model | CHF 540.80 | CHF 522.00 |
| HMO practice | CHF 546.80 | CHF 516.10 |
| Free choice of doctor | CHF 600.80 | CHF 586.50 |
How they moved in this region
Against 2025, Sanitas moves by + 4.5 % and Atupri by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.