Sanitas or Visana in Region 1 of canton Schaffhausen?
In Region 1, Visana is CHF 262.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 500.80 a month, Sanitas to CHF 522.70. The gap is CHF 262.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is ÖKK, at CHF 480.30 a month. Moving there rather than to Visana is worth CHF 246.00 more a year. ÖKK
Where they stand in the region
Sanitas ranks 15 and Visana ranks 6, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Visana | Gap |
|---|---|---|---|
| 300 | CHF 600.80 | CHF 603.30 | − 2.50 |
| 500 | CHF 589.20 | CHF 596.60 | − 7.40 |
| 1'000 | CHF 560.00 | CHF 562.50 | − 2.50 |
| 1'500 | CHF 530.80 | CHF 533.30 | − 2.50 |
| 2'000 | CHF 501.70 | CHF 504.10 | − 2.40 |
| 2'500 | CHF 472.50 | CHF 475.00 | − 2.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Visana |
|---|---|---|
| Family doctor | CHF 522.70 | CHF 531.00 |
| Other model | CHF 540.80 | CHF 500.80 |
| HMO practice | CHF 546.80 | CHF 531.00 |
| Free choice of doctor | CHF 600.80 | CHF 603.30 |
How they moved in this region
Against 2025, Sanitas moves by + 4.5 % and Visana by + 3.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.