Visana or EGK in Region 1 of canton Grisons?

In Region 1, Visana is CHF 402.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 514.60 a month, EGK to CHF 548.10. The gap is CHF 402.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Sanitas, at CHF 453.60 a month. Moving there rather than to Visana is worth CHF 732.00 more a year. Sanitas

Visana ranks 19 and EGK ranks 22, out of 24 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	EGK	Gap
300	CHF 612.60	CHF 622.20	− 9.60
500	CHF 605.90	CHF 610.60	− 4.70
1'000	CHF 571.80	CHF 581.40	− 9.60
1'500	CHF 542.60	CHF 552.20	− 9.60
2'000	CHF 513.40	CHF 523.10	− 9.70
2'500	CHF 484.30	CHF 493.90	− 9.60

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 2.8 % and EGK by + 2.7 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.