Visana or KPT in Region 1 of canton Schaffhausen?

In Region 1, Visana is CHF 33.60 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 500.80 a month, KPT to CHF 503.60. The gap is CHF 33.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is ÖKK, at CHF 480.30 a month. Moving there rather than to Visana is worth CHF 246.00 more a year. ÖKK

Visana ranks 6 and KPT ranks 8, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	KPT	Gap
300	CHF 603.30	CHF 597.40	+ 5.90
500	CHF 596.60	CHF 585.80	+ 10.80
1'000	CHF 562.50	CHF 556.60	+ 5.90
1'500	CHF 533.30	CHF 527.40	+ 5.90
2'000	CHF 504.10	—	—
2'500	CHF 475.00	CHF 469.10	+ 5.90

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 3.5 % and KPT by + 1.9 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.