Visana or ÖKK in Region 1 of canton Grisons?
In Region 1, ÖKK is CHF 613.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 463.50 a month, Visana to CHF 514.60. The gap is CHF 613.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 453.60 a month. Moving there rather than to ÖKK is worth CHF 118.80 more a year. Sanitas
Where they stand in the region
Visana ranks 19 and ÖKK ranks 4, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 612.60 | CHF 515.00 | + 97.60 |
| 500 | CHF 605.90 | CHF 503.40 | + 102.50 |
| 1'000 | CHF 571.80 | CHF 474.20 | + 97.60 |
| 1'500 | CHF 542.60 | CHF 445.00 | + 97.60 |
| 2'000 | CHF 513.40 | CHF 415.90 | + 97.50 |
| 2'500 | CHF 484.30 | CHF 386.70 | + 97.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | ÖKK |
|---|---|---|
| Family doctor | CHF 514.60 | CHF 463.50 |
| HMO practice | CHF 514.60 | CHF 463.50 |
| Other model | CHF 520.80 | CHF 463.50 |
| Free choice of doctor | CHF 612.60 | CHF 515.00 |
How they moved in this region
Against 2025, Visana moves by + 2.8 % and ÖKK by + 4.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.